1-800-RADIATOR: how its 114 SBA loans actually performed
Motor Vehicle Supplies and New Parts Merchant Wholesalers · 114 units financed with SBA 7(a) loans since 2010 · 58 lenders have funded this brand.
Defaults run at or below the SBA-wide average
3 of 54 seasoned units charged off — 5.6%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| The Huntington National Bank | 14 |
| United Midwest Savings Bank National Association | 13 |
| JPMorgan Chase Bank, National Association | 7 |
| Pinnacle Bank | 3 |
| Scale Bank | 3 |
| U.S. Bank, National Association | 3 |
58 lenders have funded 1-800-RADIATOR since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
1-800-RADIATOR is a smaller-sample brand: 54 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 54 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many 1-800-RADIATOR SBA loans have defaulted?
3 of 54 seasoned 1-800-RADIATOR SBA 7(a) loans charged off within seven years — a 5.6% default rate, against 5.7% across all SBA 7(a) loans.
Is a 1-800-RADIATOR franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 54 loans it is a smaller sample than our flagship brands.
Which lenders fund 1-800-RADIATOR franchises?
58 lenders have made SBA loans to 1-800-RADIATOR since 2010, led by The Huntington National Bank.