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Certified Development Companies

109 CDCs with at least 25 SBA 504 loans in the last five years. A 504 needs one of these plus a bank — and unlike banks, most CDCs lend across several states, so your nearest one is not necessarily your only option.

109 CDCs

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CDC Based Loans, 5 yrs States served Typical project Default rate
Mortgage Capital Development CorporationCA1,68314$2.2M0.14%
Florida Business Development CorporationFL1,1446$1.5M0.79%
Business Finance CapitalCA9765$2.2M0.29%
Florida First Capital Finance Corporation, Inc.FL9105$1.6M0.88%
Mountain West Small Business FinanceUT84810$1.7M0.55%
California Statewide Certified Development CorporationCA8393$2.1M0.15%
Empire State Certified Development CorporationNY7733$1.8M1.59%
Granite State Economic Development CorporationNH6935$935k0.87%
Small Business Growth CorporationIL66214$1.5M1.00%
WBD, Inc.WI6605$1.5M0.44%
CDC Small Business Finance Corp.CA6055$2.0M0.38%
B:Side CapitalCO4324$1.4M0.41%
Capital Certified Development CorporationTX4234$2.3M1.52%
SomerCor 504, Inc.IL3677$1.4M0.30%
Bay Colony Development CorporationMA3655$977k1.92%
Midwest Business Finance CorporationMN3405$1.3M0.58%
New England Certified Development CorporationMA3236$1.4M0.97%
Evergreen Business CapitalWA3145$1.6M0.97%
Trenton Business Assistance CorporationNJ2934$3.0M0.00%
Capital Access Group, Inc.CA2702$1.9M0.12%
Michigan Certified Development CorporationMI2443$1.4M0.43%
Bay Area Employment Development CompanyCA2381$1.8M0.04%
Rural Missouri, Inc.MO2347$1.5M0.28%
Business Finance Group, Inc.VA2326$1.2M0.34%
Northwest Business Development AssociationWA2253$1.8M0.57%
Capital Matrix, Inc.ID2245$1.3M0.18%
AMPAC Tri-State CDC, Inc.CA2195$2.0M0.16%
Twin Cities-Metro Certified Development CompanyMN2062$1.6M1.79%
Intermountain Business Lending, Inc.UT1992$1.5M0.69%
504 Capital CorporationVA1914$1.3M1.21%
Nevada State Development CorporationNV1833$1.7M1.03%
Dakota Business FinanceSD1777$1.2M0.04%
Southland Economic Development CorporationCA1773$2.3M0.13%
Great Lakes Commercial FinanceMI1602$1.4M0.77%
Business Expansion Funding CorporationNC1572$2.0M0.74%
Dakota Business LendingND1553$1.0M0.13%
Cen Cal Business Finance GroupCA1521$1.2M0.21%
Capital Partners Certified Development CompanyGA1482$2.6M1.61%
Amplio Economic Development CorporationMN1452$1.1M0.18%
LiftFund, Inc.TX1422$2.1M3.38%
Community Investment CorporationCT1392$1.1M1.07%
Indiana Statewide Certified Development CorporationIN1384$1.3M1.13%
Advantage Certified Development CorporationCA1362$2.6M0.00%
Sunshine State Economic Development CorporationFL1321$1.3M1.08%
Arizona Capital SourceAZ1284$1.4M1.01%
Alloy Development Co., Inc.OH1174$1.5M0.25%
Premier Capital CorporationIN1102$1.4M0.66%
South Eastern Economic Development Company of PennsylvaniaPA1092$1.6M1.00%
North Texas Certified Development CorporationTX1082$2.2M0.70%
Greater Sacramento Certified Development CorporationCA1071$1.3M0.11%
Nebraska Economic Development CorporationNE1032$1.8M0.27%
Ocean State Business Development AuthorityRI1023$1.0M0.23%
Community Capital Development CorporationOH1012$1.2M2.16%
Small Business Access Partners, Inc.GA1012$1.9M1.10%
Iowa Business Growth CompanyIA881$1.2M1.28%
Greater East Texas Certified Development CompanyTX861$2.9M1.81%
Ohio Statewide Development CorporationOH822$1.1M0.00%
Ameritrust CDCWA764$1.4M0.00%
Regional Development CompanyIN752$1.2M0.62%
Central Minnesota Development CompanyMN745$1.6M0.00%
South Dakota Development CorporationSD733$1.7M14.59%
Success Capital Expansion & Development CorporationCA731$1.3M0.00%
NEPA Alliance Business Finance CorporationPA712$996k0.00%
Ally Dakota Development, Inc.SD671$971k1.04%
Rappahannock Economic Development CorporationVA673$1.3M0.00%
Racine County Economic Development CorporationWI652$1.3M0.00%
Southern Development CouncilAL645$1.4M1.73%
Regional Development Funding CorporationPA633$1.3M0.93%
Preferred Lending PartnersCO612$1.4M0.00%
Community Certified Development CorporationTX602$2.2M0.34%
Growth Capital Corp.OH602$1.7M1.09%
Cascade Capital FundingOR582$1.6M0.16%
South Eastern Economic Development CorporationMA572$1.5M0.69%
Business Development Corporation (BDC)IN522$1.1M3.25%
So Cal CDCCA521$2.0M0.16%
Pikes Peak Regional Development CorporationCO501$1.4M0.74%
Marketing Small Business Finance CorporationPR491$451k1.84%
St. Charles County Economic Development CouncilMO492$1.2M0.97%
Texas Certified Development Company, Inc.TX491$2.8M1.38%
Heartland Business Capital, Inc.KS472$1.2M1.46%
Brightbridge, Inc.TN464$2.2M0.17%
Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC)PR462$534k5.60%
Region IV Development CorporationID442$884k0.00%
CSRA Local Development CorporationGA432$2.0M1.28%
Georgia Certified Development CorporationGA431$2.2M0.00%
Provident Business Financial Services, Inc.SC432$2.2M0.00%
Community Development Corporation of Fort WayneIN422$961k0.00%
Caprock Business Finance Corporation, Inc.TX412$1.6M0.00%
Cape & Islands Community Development, Inc.MA401$1.3M0.00%
Cascade Capital CorporationOH401$1.5M0.00%
Lewis & Clark Certified Development CompanyND401$1.4M5.47%
Worcester Business Development CorporationMA403$988k0.00%
Big Sky Economic Development CorporationMT382$1.6M0.00%
Carolina Business Capital, Inc.NC372$2.4M1.82%
Rural Enterprises of Oklahoma, Inc.OK361$1.5M1.51%
HEDCO Local Development CorporationHI352$1.3M0.00%
Capital Regional Development CouncilNH331$1.2M0.47%
Enchantment Land Certified Development CompanyNM332$1.1M0.61%
SBA CLSC Servicing DC335$1.2M1.56%
Siouxland Economic Development CorporationIA323$1.6M0.00%
Southeastern Minnesota 504 Development CorporationMN321$1.3M0.37%
Appalachian Development CorporationSC311$1.4M3.18%
Oakland County Business Finance CorporationMI311$981k0.22%
Birmingham Citywide Local Development CompanyAL291$1.9M0.32%
Rockford Local Development CorporationIL291$1.5M2.13%
Panhandle Area Council, Inc.ID272$1.5M
PYMES Financial Partners, Inc.PR251$1.1M3.87%
San Fernando Valley Small Business Development CorporationCA251$2.7M0.00%
Wyoming Capital AccessWY251$567k4.11%
Source SBA 504 FOIA Released 2026-06-30 All 504 0.84% default rate