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SBA lenders, by what they actually do

415 lenders with at least 50 SBA loans in the last five years — together 97% of all recent SBA lending. Sorted by whatever you care about, never by who paid.

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415 lenders

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Lender Loans, 5 yrs Smallest loan Typical loan Median rate Charge-off rate
The Huntington National Bank27,356$18k$100kP+2.281.19%
TD Bank, National Association11,760$15k$50kP+3.722.39%
U.S. Bank, National Association10,386$10k$40kP+2.950.97%
Readycap Lending, LLC8,068$20k$108kP+4.350.59%
BayFirst National Bank7,831$50k$150kP+4.129.15%
Manufacturers and Traders Trust Company7,483$10k$50kP+3.931.67%
Newtek Bank, National Association7,284$40k$200kP+3.51
Wells Fargo Bank National Association6,918$10k$15kP+5.361.09%
Live Oak Banking Company6,588$100k$745kP+1.720.53%
JPMorgan Chase Bank, National Association6,186$20k$190kP+3.721.55%
Northeast Bank5,911$25k$100kP+2.981.08%
Celtic Bank Corporation4,325$50k$150kP+2.843.32%
Lendistry SBLC, LLC3,327$36k$150kP+4.4713.55%
United Midwest Savings Bank National Association3,203$100k$150kP+2.704.61%
Bank of America, National Association3,081$100k$333kP+2.340.46%
KeyBank National Association2,909$10k$50kP+3.030.58%
Zions Bank, A Division of2,599$15k$135kP+2.651.72%
Columbia Bank2,176$15k$50kP+4.001.07%
First Bank of the Lake1,845$100k$350kP+3.000.29%
PNC Bank, National Association1,812$20k$50kP+4.061.13%
Fifth Third Bank1,719$30k$250kP+1.680.93%
Newtek Small Business Finance, Inc.1,661$45k$291kP+3.080.83%
Byline Bank1,651$100k$798kP+2.631.50%
First Internet Bank of Indiana1,421$100k$895kP+2.560.68%
Harvest Small Business Finance, LLC1,415$250k$748kP+2.480.00%
SouthState Bank, National Association1,376$75k$317kP+2.280.80%
Eastern Bank1,360$19k$77kP+2.332.58%
Banco Popular de Puerto Rico1,301$10k$53kP+4.030.53%
Citizens Bank, National Association1,288$150k$497kP+2.511.07%
CDC Small Business Finance Corp.1,242$35k$150kP+3.9110.82%
Bank of Hope1,226$70k$350kP+1.760.77%
CenTrust Bank, A Division of SmartBiz Bank National Association1,018$85k$150kP+4.080.13%
Old National Bank990$50k$518kP+1.421.03%
Colony Bank984$68k$150kP+2.921.48%
Beacon Bank and Trust967$48k$637kP+2.291.13%
Banner Bank930$20k$100kP+1.601.01%
Webster Bank National Association839$35k$200kP+1.820.75%
Pinnacle Bank822$150k$754kP+1.910.80%
Hanmi Bank789$150k$590kP+1.660.89%
Northwest Bank757$25k$207kP+2.440.88%
Enterprise Bank & Trust743$210k$1.0MP+1.190.23%
Mountain America FCU734$15k$94kP+2.790.31%
TowneBank719$30k$646kP+2.431.41%
Heritage Bank715$71k$150kP+2.991.72%
First Commonwealth Bank678$50k$416kP+2.280.36%
First Financial Bank678$61k$663kP+1.460.63%
Five Star Bank628$10k$200kP+2.344.46%
United Community Bank614$50k$570kP+1.790.96%
GBank609$461k$2.6MP+1.400.00%
Peoples Bank604$25k$271kP+1.841.23%
East West Bank565$20k$461kP+1.820.37%
Commonwealth Business Bank561$192k$728kP+1.520.28%
Stearns Bank National Association561$25k$250kP+2.862.79%
VelocitySBA, LLC543$287k$705kP+2.583.52%
BMO Bank National Association530$100k$500kP+2.100.56%
First Merchants Bank508$50k$347kP+2.901.23%
Regions Bank500$100k$500kP+2.181.79%
First National Bank of Pennsylvania472$50k$700kP+1.991.33%
First-Citizens Bank & Trust Company468$150k$625kP+2.200.67%
Wilmington Savings Fund Society FSB464$100k$570kP+2.201.10%
Oriental Bank463$15k$114kP+2.371.10%
The Bancorp Bank National Association462$150k$648kP+1.391.15%
Open Bank456$214k$1.0MP+1.510.07%
Bank Five Nine445$100k$420kP+1.580.61%
Metro City Bank442$250k$1.2MP+1.200.17%
America First Federal Credit Union441$114k$653kP+0.880.39%
Meridian Bank430$61k$632kP+2.090.82%
OakStar Bank429$50k$360kP+2.402.13%
Rockland Trust Company426$26k$200kP+1.190.43%
Hancock Whitney Bank424$50k$399kP+2.310.47%
US Metro Bank412$300k$1.6MP+1.500.09%
FinWise Bank411$150k$500kP+2.480.50%
PCB Bank409$150k$712kP+1.570.23%
BancFirst407$25k$180kP+1.271.15%
Grasshopper Bank National Association401$214k$500kP+3.06
Fulton Bank, National Association397$44k$490kP+2.340.80%
Gulf Coast Bank and Trust Company397$239k$690kP+2.610.77%
Hanover Community Bank393$100k$550kP+2.520.17%
Glacier Bank392$25k$201kP+1.690.80%
1st Source Bank385$15k$83kP+1.950.70%
Port 51 Lending LLC385$348k$1.2MP+2.460.00%
Customers Bank380$50k$566kP+1.821.13%
Truist Bank379$150k$866kP+1.321.07%
First Bank374$100k$625kP+2.401.84%
BankVista363$30k$235kP+1.811.03%
Capital Bank, National Association359$100k$325kP+2.491.19%
Central Pacific Bank357$10k$40kP+3.152.84%
Central Bank353$50k$250kP+2.060.36%
Washington Trust Bank348$25k$248kP+1.790.15%
Arvest Bank346$14k$100kP+1.220.98%
Midwest Regional Bank346$192k$644kP+2.692.73%
Stone Bank344$75k$150kP+2.772.19%
Wallis Bank342$100k$713kP+1.670.46%
Pathward National Association340$200k$1.1MP+2.390.56%
HomeTrust Bank338$150k$794kP+2.170.31%
City National Bank337$150k$842kP+2.230.22%
Associated Bank National Association312$38k$303kP+1.571.96%
First Community Bank310$27k$279kP+1.620.61%
Frost Bank309$60k$330kP+2.042.35%
T Bank, National Association305$339k$1.3MP+2.091.34%
Shoreham Bank302$75k$1.2MP+1.770.47%
Merchants Bank of Indiana299$150k$658kP+1.930.00%
Nicolet National Bank298$30k$312kP+1.660.54%
PlainsCapital Bank298$30k$100kP+2.241.96%
Community Banks of Colorado, A Division of NBH Bank294$75k$500kP+1.440.48%
Magnifi Financial CU294$88k$237kP+2.683.43%
ESL FCU291$25k$51kP+1.541.59%
Santander Bank, National Association281$16k$59kP+4.522.75%
Woori America Bank281$150k$500kP+1.450.19%
First Interstate Bank280$19k$195kP+1.500.96%
ChoiceOne Bank276$39k$305kP+1.200.00%
Truliant FCU276$239k$1.0MP+2.680.54%
The First Bank and Trust Company275$38k$349kP+1.480.33%
UMB Bank, National Association275$49k$350kP+0.701.47%
Telhio Credit Union Inc274$31k$140kP+2.381.24%
Fidelity Bank269$50k$606kP+2.310.58%
Idaho Central CU268$50k$300kP+2.600.00%
Platinum Bank265$50k$500kP+1.992.11%
Busey Bank264$125k$736kP+1.931.25%
Banesco USA263$86k$464kP+2.762.02%
Bangor Savings Bank260$30k$126kP+1.580.54%
Hiawatha National Bank259$25k$200kP+0.882.86%
Community Trust Bank, Inc.258$20k$125kP+0.592.45%
City National Bank of Florida256$100k$350kP+2.750.92%
Centerstone SBA Lending, Inc.251$252k$823kP+2.040.17%
Renasant Bank245$152k$650kP+2.141.73%
Stock Yards Bank & Trust Company240$40k$337kP+0.701.33%
Union Bank and Trust Company239$30k$250kP+0.432.95%
Banc of California237$343k$1.2MP+0.770.24%
Plumas Bank234$97k$531kP+1.690.63%
American Bank226$50k$418kP+2.370.85%
Centier Bank224$25k$150kP+1.891.61%
Mission Valley Bank224$257k$1.3MP+2.050.73%
FDIC - Community Bank & Trust-West Georgia223$250k$935kP+2.606.93%
CalPrivate Bank217$230k$772kP+2.540.23%
Frandsen Bank and Trust217$50k$346kP+1.920.24%
22nd State Bank, A Division of 22nd State Banking Company215$250k$970kP+2.500.00%
Bell Bank215$50k$404kP+1.570.84%
Horizon Bank215$40k$264kP+0.970.87%
Community Bank, National Association211$15k$75kP+1.460.53%
Capital One National Association207$242k$500kP+2.700.64%
AMPAC Tri-State CDC, Inc.206$34k$150kP+4.54
Commerce Bank202$25k$107kP+1.720.50%
PeopleFund192$72k$129k9.87%
Salem Five Cents Savings Bank191$25k$125kP+2.051.57%
Valley National Bank191$179k$689kP+2.070.00%
Seacoast National Bank190$150k$681kP+2.052.98%
FFB Bank189$100k$628kP+2.600.13%
MidFirst Bank189$34k$935kP+3.580.35%
Maine Community Bank188$18k$124kP+0.790.00%
BankFirst Financial Services187$25k$150kP+2.072.03%
Citibank, N.A.186$15k$100kP+2.440.54%
Cache Valley Bank185$40k$180kP+1.690.43%
Happen Bank185$178k$886kP+1.992.75%
FirstBank Puerto Rico182$14k$100kP+3.281.57%
Sound Credit Union181$10k$30kP+4.240.71%
The Central Trust Bank180$10k$93kP+2.071.54%
WaFd Bank180$10k$30kP+4.28
American Momentum Bank179$148k$722kP+2.271.17%
Republic Bank & Trust Company179$50k$290kP+1.190.85%
CRF Small Business Loan Company, LLC178$143k$356kP+2.700.91%
PromiseOne Bank178$124k$650kP+1.360.62%
ConnectOne Bank177$172k$600kP+2.310.00%
First National Bank of Omaha174$37k$247kP+1.040.61%
Firstrust Savings Bank173$200k$950kP+2.160.00%
Emprise Bank171$50k$286kP+0.711.88%
American Continental Bank169$150k$650kP+1.580.68%
LiftFund, Inc.168$50k$150kP+4.005.02%
b1BANK167$71k$462kP+2.591.72%
Falcon National Bank167$63k$434kP+1.641.02%
First Business Bank166$280k$765kP+2.411.48%
Univest Bank and Trust Co165$50k$350kP+2.461.96%
Gesa CU163$50k$465kP+2.122.64%
FWBank162$309k$735kP+1.99
GBC International Bank162$211k$642kP+1.582.28%
Western Commerce Bank162$32k$300kP+1.470.16%
Provident Bank160$150k$635kP+2.080.82%
Southwestern National Bank160$274k$1.3MP+1.460.00%
Liberty Bank158$34k$120kP+3.492.06%
North State Bank158$211k$583kP+2.520.42%
WesBanco Bank, Inc.158$25k$255kP+1.900.28%
Equity Bank156$50k$250kP+1.430.48%
New Millennium Bank156$146k$540kP+1.180.77%
Bank of Springfield155$19k$144kP+0.732.16%
Regent Bank155$50k$330kP+1.880.63%
Village Bank and Trust, National Association155$100k$475kP+0.930.88%
IncredibleBank154$143k$727kP+1.981.43%
CIBC Bank USA153$50k$448kP+2.130.55%
Lake Michigan CU153$107k$500kP+2.530.47%
Leader Bank, National Association151$40k$280kP+2.151.04%
Choice Financial Group150$50k$285kP+1.770.21%
Millennium Bank149$301k$1.9MP+1.680.00%
St. Mary's CU149$12k$49kP+0.610.00%
Evolve Bank and Trust148$181k$764kP+2.490.57%
Atlantic Union Bank147$100k$500kP+2.360.77%
Bank First, N.A.146$26k$271kP+0.510.32%
Bank of Oak Ridge146$143k$572kP+2.160.37%
Mid Penn Bank145$50k$410kP+1.680.50%
Bristol County Savings Bank144$19k$92kP+1.401.19%
Community Bank of Mississippi143$45k$245kP+0.880.56%
CCFBank National Association141$50k$400kP+2.180.26%
NBT Bank, National Association141$50k$210kP+0.882.49%
Cogent Bank136$272k$724kP+2.152.38%
Wisconsin Women's Business Initiative Corporation136$64k$150k1.26%
Harborstone CU134$66k$459kP+2.430.32%
NewBank134$150k$600kP+1.420.25%
Needham Bank131$15k$100kP+2.060.40%
Alerus Financial, National Association129$85k$500kP+1.631.73%
Bankwell Bank129$125k$500kP+2.840.19%
Bravera Bank127$12k$75kP+1.500.53%
Trustmark Bank127$20k$148kP+0.531.49%
First State Bank Nebraska123$20k$150kP+1.040.96%
Highland Bank123$20k$150kP+1.721.21%
Ameris Bank122$304k$834kP+1.960.99%
Peapack Private Bank and Trust122$200k$680kP+1.990.13%
Simmons Bank121$85k$350kP+1.971.74%
First United Bank and Trust Company119$199k$558kP+1.981.94%
Southern Bancorp Bank119$25k$255kP+0.660.50%
BankNewport118$15k$60kP+4.510.00%
Capital Community Bank118$100k$428kP+2.54
Meredith Village Savings Bank118$16k$60kP+2.820.76%
Commercial Bank of California115$292k$964kP+2.020.18%
First American Bank115$125k$500kP+0.941.68%
PS Bank115$10k$70kP+0.760.00%
Quaint Oak Bank115$50k$477kP+2.413.43%
Midland States Bank114$48k$299kP+1.770.82%
Milestone Bank114$300k$1.0MP+2.564.41%
Encore Bank113$75k$462kP+2.18
Lincoln Savings Bank113$64k$350kP+2.600.45%
Tompkins Community Bank113$20k$135kP+1.341.84%
Summit CU112$25k$132kP+1.070.60%
Bank OZK110$39k$254kP+1.761.01%
St. Louis Bank110$256k$712kP+2.480.00%
First Mid Bank & Trust, National Association109$35k$274kP+1.801.18%
Citizens State Bank of New Castle108$25k$150kP+1.970.38%
iTHINK Financial Credit Union108$59k$330kP+2.321.15%
Community National Bank107$20k$75kP+1.621.36%
Paradise Bank107$150k$900kP+1.910.22%
West Coast Community Bank107$71k$543kP+2.140.03%
Western Alliance Bank107$82k$712kP+1.230.27%
The Bank of Tampa106$162k$500kP+1.810.86%
DFCU Financial106$156k$500kP+2.231.09%
Sunflower Bank National Association106$62k$499kP+1.401.24%
First Resource Bank105$50k$350kP+1.842.88%
First Service Bank105$46k$350kP+1.190.00%
State Bank of Southern Utah105$25k$150kP+1.200.85%
The Bank of Missouri104$46k$221kP+1.692.38%
Stellar Bank104$247k$773kP+1.271.50%
Bank of Clarke103$107k$500kP+2.35
D. L. Evans Bank103$15k$85kP+1.651.14%
Montana Community Development Corp.103$40k$109k1.70%
Countybank102$166k$488kP+2.110.00%
Mortgage Capital Development Corporation102$100k$192kP+2.714.04%
Colorado Enterprise Fund101$74k$150k
Granite Bank101$24k$142kP+1.320.81%
STAR Financial Bank101$20k$100kP+0.981.06%
First Horizon Bank100$50k$758kP+1.780.46%
Oxford Bank100$50k$315kP+2.020.00%
RiverBank100$30k$200kP+2.12
The Bank of Houston99$200k$488kP+2.46
Minnwest Bank99$39k$347kP+2.020.95%
Climate First Bank98$168k$875kP+2.44
Texas Capital Bank98$250k$1.2MP+0.270.00%
Dime Commercial Bank96$150k$518kP+2.610.07%
Georgia's Own Credit Union96$150k$608kP+1.660.95%
MVB Bank, Inc.96$291k$1.0MP+2.300.00%
Bar Harbor Bank & Trust94$12k$67kP+1.380.51%
Sunrise Banks National Association94$25k$202kP+2.371.69%
21st Century Bank93$50k$250kP+1.480.95%
Loyal Trust Bank92$199k$598kP+1.76
Summit State Bank91$326k$1.2MP+2.020.00%
First Utah Bank90$92k$437kP+2.480.45%
Independent Bank90$86k$462kP+1.570.03%
BOKF, National Association89$77k$506kP+0.550.58%
Consumers National Bank89$20k$110kP+1.130.00%
Grow America Fund, Incorporated89$144k$350kP+2.290.46%
Farmers State Bank88$30k$150kP+1.461.74%
Genesee Regional Bank88$42k$250kP+0.910.92%
Integrity Bank & Trust88$51k$200kP+2.05
Waukesha State Bank88$150k$490kP+2.331.65%
Accion Opportunity Fund Community Development87$102k$250kP+3.27
BankUnited, National Association87$125k$741kP+2.120.64%
Craft Bank86$234k$608kP+2.57
Small Business Bank86$16k$142kP+2.591.63%
Citizens Business Bank National Association85$200k$616kP+2.050.81%
Security State Bank and Trust85$78k$450kP+1.47
United FCU83$183k$825kP+2.211.24%
First Bank of Central Ohio82$181k$1.0MP+2.56
First State Bank82$75k$482kP+1.570.34%
Midwest BankCentre82$291k$790kP+2.330.00%
OMB Bank82$75k$346kP+2.19
First Western SBLC, LLC81$539k$1.9MP+1.600.00%
Main Street Launch81$100k$250kP+3.158.57%
Arrow Bank National Association80$25k$50kP+1.870.00%
Bank of Hays80$19k$105kP+1.360.03%
Centennial Bank80$75k$462kP+2.081.16%
Mission Bank80$100k$475kP+2.510.00%
Southern Bank80$49k$192kP+2.701.82%
Everwise Credit Union78$29k$1.6MP+2.170.00%
German American Bank78$25k$254kP+1.750.12%
New York Business Development Corporation78$182k$584kP+2.661.19%
InBank77$190k$759kP+2.28
Trenton Business Assistance Corporation77$44k$146kP+2.191.83%
Oconee State Bank76$138k$641kP+2.190.00%
The Park National Bank76$50k$260kP+1.050.11%
Security National Bank of Omaha76$192k$981kP+1.890.30%
California Bank of Commerce, NA75$172k$680kP+1.990.09%
Heritage Federal Credit Union75$21k$150kP+1.05
Newburyport Five Cents Savings Bank75$25k$100kP+1.73
Potomac Bank75$47k$250kP+2.280.00%
Cambridge Savings Bank74$22k$100kP+1.932.17%
Camden National Bank74$10k$50kP+1.710.58%
The Cape Cod Five Cents Savings Bank74$10k$50kP+2.261.11%
Sabre Finance74$30k$128kP+2.62
Arizona Capital Source73$67k$238kP+3.582.95%
DreamSpring73$52k$127k8.36%
Great Plains National Bank73$39k$270kP+1.550.00%
Luminate Bank73$115k$560kP+2.17
Numerica CU73$27k$200kP+1.470.67%
Primary Bank73$30k$200kP+1.330.00%
Service FCU72$14k$45kP+1.14
The Bank of Commerce71$23k$161kP+1.273.70%
Financial Resources Federal Credit Union71$258k$900kP+2.390.96%
St. Charles Bank & Trust Company, National Association71$100k$408kP+0.380.42%
Cross River Bank70$250k$983kP+2.390.43%
Third Coast Bank70$75k$528kP+1.821.35%
1st Security Bank of Washington69$25k$25kP+2.800.00%
Canyon View Federal Credit Union69$25k$120kP+2.303.43%
Royal Business Bank69$150k$520kP+1.931.02%
The First National Bank in Sioux Falls68$50k$162kP+-0.353.28%
Mountain Pacific Bank68$172k$1.2MP+1.830.06%
Paragon Bank68$307k$857kP+1.831.57%
1st Financial Bank USA67$500k$1.1MP+2.20
ACC Capital67$68k$342kP+2.690.05%
Cathay Bank67$150k$670kP+1.250.51%
First Federal Bank67$108k$588kP+2.010.40%
Legacy Bank67$16k$200kP+2.076.04%
Capital Certified Development Corporation66$76k$222kP+1.380.00%
The Citizens National Bank of Meridian66$40k$150kP+2.64
Redwood CU66$100k$245kP+2.050.65%
Vallant Bank66$115k$756kP+1.980.30%
Black Hills FCU65$21k$78kP+1.792.08%
Community State Bank65$21k$155kP+0.834.52%
Georgia Banking Company65$107k$375kP+2.150.81%
Kennebunk Savings Bank65$20k$198kP+1.310.99%
Peoples Bank and Trust Company65$34k$253kP+1.230.11%
Merrimack County Savings Bank64$20k$126kP+1.770.55%
Security Bank USA63$18k$60kP+2.000.59%
Alaska Growth Capital BIDCO, Inc.62$120k$728kP+2.720.05%
The American National Bank of Texas62$90k$281kP+1.741.97%
Baycoast Bank62$20k$100kP+0.901.66%
Enterprise Bank62$55k$438kP+1.590.48%
Flagship Enterprise Center, Inc. (dba Bankable)62$51k$150kP+3.971.62%
Lake Ridge Bank62$40k$174kP+0.960.77%
St. Mary's Bank62$21k$100kP+1.470.00%
United Business Bank62$159k$695kP+1.680.45%
The Adirondack Trust Company61$12k$50kP+0.460.12%
Arizona Financial Credit Union61$50k$278kP+1.511.38%
Community Choice CU61$15k$324kP+2.201.84%
First Western Bank & Trust61$45k$165kP+0.680.00%
Integro Bank61$204k$896kP+2.69
Timberland Bank61$75k$368kP+1.381.72%
BankPlus60$61k$803kP+0.611.01%
Community First Bank of Indiana60$100k$350kP+1.945.87%
Community National Bank & Trust60$30k$165kP+0.860.00%
Growth Capital Corp.60$45k$150kP+5.364.90%
Merchants & Marine Bank60$25k$370kP+2.642.00%
Union Bank60$22k$220kP+2.220.71%
4Front Credit Union59$50k$150kP+2.020.00%
First National Bank59$26k$125kP+1.241.15%
Fremont Bank59$290k$950kP+2.000.00%
Gulf Coast Bank59$90k$450kP+2.150.97%
Magyar Bank59$214k$630kP+2.600.21%
Coastal States Bank58$273k$876kP+1.740.18%
FirstBank58$79k$484kP+2.001.06%
Mechanics and Farmers Bank58$169k$364kP+2.680.71%
Village Bank58$97k$437kP+1.390.53%
Androscoggin Savings Bank57$24k$125kP+0.980.00%
Bank of Bridger National Association57$24k$128kP+1.030.93%
Shinhan Bank America57$150k$575kP+1.180.14%
Summit Bank57$160k$656kP+2.590.67%
American Business Bank56$138k$368kP+1.820.00%
Brooklyn Cooperative Federal Credit Union56$5k$15kP+6.114.26%
UniBank for Savings56$7k$30kP+1.800.77%
American Riviera Bank55$60k$310kP+2.240.55%
Community First Capital Corp55$25k$65kP+2.400.89%
Exchange Bank55$74k$350kP+1.960.13%
Unity Bank55$64k$639kP+2.040.54%
Amerant Bank, National Association54$182k$690kP+2.240.96%
Citizens Bank & Trust Co54$19k$82kP+1.890.22%
Community 1st CU54$14k$62kP+0.512.28%
Fidelity Deposit and Discount Bank54$38k$290kP+1.480.58%
First Oklahoma Bank54$141k$588kP+1.680.42%
Global One Bank54$132k$1.6MP+1.38
Locality Bank54$150k$559kP+2.50
NEPA Alliance Business Finance Corporation54$38k$138kP+2.11
Prosperity Bank54$94k$569kP+0.801.04%
Webster Five Cents Savings Bank54$22k$75kP+1.830.00%
American Bank of Commerce53$50k$250kP+1.520.34%
FNBC Bank53$47k$260kP+2.070.75%
Fortifi Bank53$34k$200kP+1.193.08%
INTRUST Bank National Association53$33k$200kP+0.920.85%
Security Bank53$78k$421kP+1.415.51%
Bank Michigan52$50k$405kP+2.350.00%
Farmers and Merchants Savings Bank52$28k$199kP+1.490.47%
Lone Star National Bank52$25k$111kP+1.592.13%
Fortis Bank51$248k$932kP+1.79
Peoples National Bank National Association51$49k$300kP+1.020.42%
RiverHills Bank51$34k$268kP+0.680.42%
Union National Bank51$45k$250kP+0.120.00%
Avidia Bank50$57k$286kP+1.342.99%
Blue Ridge Bank National Association50$107k$590kP+2.510.00%
Carolina Small Business Development Fund50$72k$200k2.74%
Heritage Family FCU50$25k$80kP+0.421.30%
Ultima Bank Minnesota50$30k$162kP+0.550.00%
Source SBA 7(a) FOIAReleased 2026-06-30 Floor 50 loans in 5 years to publish Rates variable-rate loans only

How to use this

Sort by smallest loan if you need a modest amount — most banks quietly won't go below $150,000 and won't tell you until you've spent three weeks. Sort by typical rate to see who prices keenly. A high charge-off rate is not a red flag: it usually means a lender with appetite for deals others decline.