SBA lenders, by what they actually do

415 lenders with at least 50 SBA loans in the last five years — together 97% of all recent SBA lending. Sorted by whatever you care about, never by who paid, because nobody pays.

Search a lender

Headquarters state

415 lenders

click a column to sort

Lender	Loans, 5 yrs	Smallest loan	Typical loan	Typical rate	Charge-off
The Huntington National Bank	27,356	$18k	$100k	P+2.28	1.19%
TD Bank, National Association	11,760	$15k	$50k	P+3.72	2.39%
U.S. Bank, National Association	10,386	$10k	$40k	P+2.95	0.97%
Readycap Lending, LLC	8,068	$20k	$108k	P+4.35	0.59%
BayFirst National Bank	7,831	$50k	$150k	P+4.12	9.15%
Manufacturers and Traders Trust Company	7,483	$10k	$50k	P+3.93	1.67%
Newtek Bank, National Association	7,284	$40k	$200k	P+3.51	—
Wells Fargo Bank National Association	6,918	$10k	$15k	P+5.36	1.09%
Live Oak Banking Company	6,588	$100k	$745k	P+1.72	0.53%
JPMorgan Chase Bank, National Association	6,186	$20k	$190k	P+3.72	1.55%
Northeast Bank	5,911	$25k	$100k	P+2.98	1.08%
Celtic Bank Corporation	4,325	$50k	$150k	P+2.84	3.32%
Lendistry SBLC, LLC	3,327	$36k	$150k	P+4.47	13.55%
United Midwest Savings Bank National Association	3,203	$100k	$150k	P+2.70	4.61%
Bank of America, National Association	3,081	$100k	$333k	P+2.34	0.46%
KeyBank National Association	2,909	$10k	$50k	P+3.03	0.58%
Zions Bank, A Division of	2,599	$15k	$135k	P+2.65	1.72%
Columbia Bank	2,176	$15k	$50k	P+4.00	1.07%
First Bank of the Lake	1,845	$100k	$350k	P+3.00	0.29%
PNC Bank, National Association	1,812	$20k	$50k	P+4.06	1.13%
Fifth Third Bank	1,719	$30k	$250k	P+1.68	0.93%
Newtek Small Business Finance, Inc.	1,661	$45k	$291k	P+3.08	0.83%
Byline Bank	1,651	$100k	$798k	P+2.63	1.50%
First Internet Bank of Indiana	1,421	$100k	$895k	P+2.56	0.68%
Harvest Small Business Finance, LLC	1,415	$250k	$748k	P+2.48	0.00%
SouthState Bank, National Association	1,376	$75k	$317k	P+2.28	0.80%
Eastern Bank	1,360	$19k	$77k	P+2.33	2.58%
Banco Popular de Puerto Rico	1,301	$10k	$53k	P+4.03	0.53%
Citizens Bank, National Association	1,288	$150k	$497k	P+2.51	1.07%
CDC Small Business Finance Corp.	1,242	$35k	$150k	P+3.91	10.82%
Bank of Hope	1,226	$70k	$350k	P+1.76	0.77%
CenTrust Bank, A Division of SmartBiz Bank National Association	1,018	$85k	$150k	P+4.08	0.13%
Old National Bank	990	$50k	$518k	P+1.42	1.03%
Colony Bank	984	$68k	$150k	P+2.92	1.48%
Beacon Bank and Trust	967	$48k	$637k	P+2.29	1.13%
Banner Bank	930	$20k	$100k	P+1.60	1.01%
Webster Bank National Association	839	$35k	$200k	P+1.82	0.75%
Pinnacle Bank	822	$150k	$754k	P+1.91	0.80%
Hanmi Bank	789	$150k	$590k	P+1.66	0.89%
Northwest Bank	757	$25k	$207k	P+2.44	0.88%
Enterprise Bank & Trust	743	$210k	$1.0M	P+1.19	0.23%
Mountain America FCU	734	$15k	$94k	P+2.79	0.31%
TowneBank	719	$30k	$646k	P+2.43	1.41%
Heritage Bank	715	$71k	$150k	P+2.99	1.72%
First Commonwealth Bank	678	$50k	$416k	P+2.28	0.36%
First Financial Bank	678	$61k	$663k	P+1.46	0.63%
Five Star Bank	628	$10k	$200k	P+2.34	4.46%
United Community Bank	614	$50k	$570k	P+1.79	0.96%
GBank	609	$461k	$2.6M	P+1.40	0.00%
Peoples Bank	604	$25k	$271k	P+1.84	1.23%
East West Bank	565	$20k	$461k	P+1.82	0.37%
Commonwealth Business Bank	561	$192k	$728k	P+1.52	0.28%
Stearns Bank National Association	561	$25k	$250k	P+2.86	2.79%
VelocitySBA, LLC	543	$287k	$705k	P+2.58	3.52%
BMO Bank National Association	530	$100k	$500k	P+2.10	0.56%
First Merchants Bank	508	$50k	$347k	P+2.90	1.23%
Regions Bank	500	$100k	$500k	P+2.18	1.79%
First National Bank of Pennsylvania	472	$50k	$700k	P+1.99	1.33%
First-Citizens Bank & Trust Company	468	$150k	$625k	P+2.20	0.67%
Wilmington Savings Fund Society FSB	464	$100k	$570k	P+2.20	1.10%
Oriental Bank	463	$15k	$114k	P+2.37	1.10%
The Bancorp Bank National Association	462	$150k	$648k	P+1.39	1.15%
Open Bank	456	$214k	$1.0M	P+1.51	0.07%
Bank Five Nine	445	$100k	$420k	P+1.58	0.61%
Metro City Bank	442	$250k	$1.2M	P+1.20	0.17%
America First Federal Credit Union	441	$114k	$653k	P+0.88	0.39%
Meridian Bank	430	$61k	$632k	P+2.09	0.82%
OakStar Bank	429	$50k	$360k	P+2.40	2.13%
Rockland Trust Company	426	$26k	$200k	P+1.19	0.43%
Hancock Whitney Bank	424	$50k	$399k	P+2.31	0.47%
US Metro Bank	412	$300k	$1.6M	P+1.50	0.09%
FinWise Bank	411	$150k	$500k	P+2.48	0.50%
PCB Bank	409	$150k	$712k	P+1.57	0.23%
BancFirst	407	$25k	$180k	P+1.27	1.15%
Grasshopper Bank National Association	401	$214k	$500k	P+3.06	—
Fulton Bank, National Association	397	$44k	$490k	P+2.34	0.80%
Gulf Coast Bank and Trust Company	397	$239k	$690k	P+2.61	0.77%
Hanover Community Bank	393	$100k	$550k	P+2.52	0.17%
Glacier Bank	392	$25k	$201k	P+1.69	0.80%
1st Source Bank	385	$15k	$83k	P+1.95	0.70%
Port 51 Lending LLC	385	$348k	$1.2M	P+2.46	0.00%
Customers Bank	380	$50k	$566k	P+1.82	1.13%
Truist Bank	379	$150k	$866k	P+1.32	1.07%
First Bank	374	$100k	$625k	P+2.40	1.84%
BankVista	363	$30k	$235k	P+1.81	1.03%
Capital Bank, National Association	359	$100k	$325k	P+2.49	1.19%
Central Pacific Bank	357	$10k	$40k	P+3.15	2.84%
Central Bank	353	$50k	$250k	P+2.06	0.36%
Washington Trust Bank	348	$25k	$248k	P+1.79	0.15%
Arvest Bank	346	$14k	$100k	P+1.22	0.98%
Midwest Regional Bank	346	$192k	$644k	P+2.69	2.73%
Stone Bank	344	$75k	$150k	P+2.77	2.19%
Wallis Bank	342	$100k	$713k	P+1.67	0.46%
Pathward National Association	340	$200k	$1.1M	P+2.39	0.56%
HomeTrust Bank	338	$150k	$794k	P+2.17	0.31%
City National Bank	337	$150k	$842k	P+2.23	0.22%
Associated Bank National Association	312	$38k	$303k	P+1.57	1.96%
First Community Bank	310	$27k	$279k	P+1.62	0.61%
Frost Bank	309	$60k	$330k	P+2.04	2.35%
T Bank, National Association	305	$339k	$1.3M	P+2.09	1.34%
Shoreham Bank	302	$75k	$1.2M	P+1.77	0.47%
Merchants Bank of Indiana	299	$150k	$658k	P+1.93	0.00%
Nicolet National Bank	298	$30k	$312k	P+1.66	0.54%
PlainsCapital Bank	298	$30k	$100k	P+2.24	1.96%
Community Banks of Colorado, A Division of NBH Bank	294	$75k	$500k	P+1.44	0.48%
Magnifi Financial CU	294	$88k	$237k	P+2.68	3.43%
ESL FCU	291	$25k	$51k	P+1.54	1.59%
Santander Bank, National Association	281	$16k	$59k	P+4.52	2.75%
Woori America Bank	281	$150k	$500k	P+1.45	0.19%
First Interstate Bank	280	$19k	$195k	P+1.50	0.96%
ChoiceOne Bank	276	$39k	$305k	P+1.20	0.00%
Truliant FCU	276	$239k	$1.0M	P+2.68	0.54%
The First Bank and Trust Company	275	$38k	$349k	P+1.48	0.33%
UMB Bank, National Association	275	$49k	$350k	P+0.70	1.47%
Telhio Credit Union Inc	274	$31k	$140k	P+2.38	1.24%
Fidelity Bank	269	$50k	$606k	P+2.31	0.58%
Idaho Central CU	268	$50k	$300k	P+2.60	0.00%
Platinum Bank	265	$50k	$500k	P+1.99	2.11%
Busey Bank	264	$125k	$736k	P+1.93	1.25%
Banesco USA	263	$86k	$464k	P+2.76	2.02%
Bangor Savings Bank	260	$30k	$126k	P+1.58	0.54%
Hiawatha National Bank	259	$25k	$200k	P+0.88	2.86%
Community Trust Bank, Inc.	258	$20k	$125k	P+0.59	2.45%
City National Bank of Florida	256	$100k	$350k	P+2.75	0.92%
Centerstone SBA Lending, Inc.	251	$252k	$823k	P+2.04	0.17%
Renasant Bank	245	$152k	$650k	P+2.14	1.73%
Stock Yards Bank & Trust Company	240	$40k	$337k	P+0.70	1.33%
Union Bank and Trust Company	239	$30k	$250k	P+0.43	2.95%
Banc of California	237	$343k	$1.2M	P+0.77	0.24%
Plumas Bank	234	$97k	$531k	P+1.69	0.63%
American Bank	226	$50k	$418k	P+2.37	0.85%
Centier Bank	224	$25k	$150k	P+1.89	1.61%
Mission Valley Bank	224	$257k	$1.3M	P+2.05	0.73%
FDIC - Community Bank & Trust-West Georgia	223	$250k	$935k	P+2.60	6.93%
CalPrivate Bank	217	$230k	$772k	P+2.54	0.23%
Frandsen Bank and Trust	217	$50k	$346k	P+1.92	0.24%
22nd State Bank, A Division of 22nd State Banking Company	215	$250k	$970k	P+2.50	0.00%
Bell Bank	215	$50k	$404k	P+1.57	0.84%
Horizon Bank	215	$40k	$264k	P+0.97	0.87%
Community Bank, National Association	211	$15k	$75k	P+1.46	0.53%
Capital One National Association	207	$242k	$500k	P+2.70	0.64%
AMPAC Tri-State CDC, Inc.	206	$34k	$150k	P+4.54	—
Commerce Bank	202	$25k	$107k	P+1.72	0.50%
PeopleFund	192	$72k	$129k	—	9.87%
Salem Five Cents Savings Bank	191	$25k	$125k	P+2.05	1.57%
Valley National Bank	191	$179k	$689k	P+2.07	0.00%
Seacoast National Bank	190	$150k	$681k	P+2.05	2.98%
FFB Bank	189	$100k	$628k	P+2.60	0.13%
MidFirst Bank	189	$34k	$935k	P+3.58	0.35%
Maine Community Bank	188	$18k	$124k	P+0.79	0.00%
BankFirst Financial Services	187	$25k	$150k	P+2.07	2.03%
Citibank, N.A.	186	$15k	$100k	P+2.44	0.54%
Cache Valley Bank	185	$40k	$180k	P+1.69	0.43%
Happen Bank	185	$178k	$886k	P+1.99	2.75%
FirstBank Puerto Rico	182	$14k	$100k	P+3.28	1.57%
Sound Credit Union	181	$10k	$30k	P+4.24	0.71%
The Central Trust Bank	180	$10k	$93k	P+2.07	1.54%
WaFd Bank	180	$10k	$30k	P+4.28	—
American Momentum Bank	179	$148k	$722k	P+2.27	1.17%
Republic Bank & Trust Company	179	$50k	$290k	P+1.19	0.85%
CRF Small Business Loan Company, LLC	178	$143k	$356k	P+2.70	0.91%
PromiseOne Bank	178	$124k	$650k	P+1.36	0.62%
ConnectOne Bank	177	$172k	$600k	P+2.31	0.00%
First National Bank of Omaha	174	$37k	$247k	P+1.04	0.61%
Firstrust Savings Bank	173	$200k	$950k	P+2.16	0.00%
Emprise Bank	171	$50k	$286k	P+0.71	1.88%
American Continental Bank	169	$150k	$650k	P+1.58	0.68%
LiftFund, Inc.	168	$50k	$150k	P+4.00	5.02%
b1BANK	167	$71k	$462k	P+2.59	1.72%
Falcon National Bank	167	$63k	$434k	P+1.64	1.02%
First Business Bank	166	$280k	$765k	P+2.41	1.48%
Univest Bank and Trust Co	165	$50k	$350k	P+2.46	1.96%
Gesa CU	163	$50k	$465k	P+2.12	2.64%
FWBank	162	$309k	$735k	P+1.99	—
GBC International Bank	162	$211k	$642k	P+1.58	2.28%
Western Commerce Bank	162	$32k	$300k	P+1.47	0.16%
Provident Bank	160	$150k	$635k	P+2.08	0.82%
Southwestern National Bank	160	$274k	$1.3M	P+1.46	0.00%
Liberty Bank	158	$34k	$120k	P+3.49	2.06%
North State Bank	158	$211k	$583k	P+2.52	0.42%
WesBanco Bank, Inc.	158	$25k	$255k	P+1.90	0.28%
Equity Bank	156	$50k	$250k	P+1.43	0.48%
New Millennium Bank	156	$146k	$540k	P+1.18	0.77%
Bank of Springfield	155	$19k	$144k	P+0.73	2.16%
Regent Bank	155	$50k	$330k	P+1.88	0.63%
Village Bank and Trust, National Association	155	$100k	$475k	P+0.93	0.88%
IncredibleBank	154	$143k	$727k	P+1.98	1.43%
CIBC Bank USA	153	$50k	$448k	P+2.13	0.55%
Lake Michigan CU	153	$107k	$500k	P+2.53	0.47%
Leader Bank, National Association	151	$40k	$280k	P+2.15	1.04%
Choice Financial Group	150	$50k	$285k	P+1.77	0.21%
Millennium Bank	149	$301k	$1.9M	P+1.68	0.00%
St. Mary's CU	149	$12k	$49k	P+0.61	0.00%
Evolve Bank and Trust	148	$181k	$764k	P+2.49	0.57%
Atlantic Union Bank	147	$100k	$500k	P+2.36	0.77%
Bank First, N.A.	146	$26k	$271k	P+0.51	0.32%
Bank of Oak Ridge	146	$143k	$572k	P+2.16	0.37%
Mid Penn Bank	145	$50k	$410k	P+1.68	0.50%
Bristol County Savings Bank	144	$19k	$92k	P+1.40	1.19%
Community Bank of Mississippi	143	$45k	$245k	P+0.88	0.56%
CCFBank National Association	141	$50k	$400k	P+2.18	0.26%
NBT Bank, National Association	141	$50k	$210k	P+0.88	2.49%
Cogent Bank	136	$272k	$724k	P+2.15	2.38%
Wisconsin Women's Business Initiative Corporation	136	$64k	$150k	—	1.26%
Harborstone CU	134	$66k	$459k	P+2.43	0.32%
NewBank	134	$150k	$600k	P+1.42	0.25%
Needham Bank	131	$15k	$100k	P+2.06	0.40%
Alerus Financial, National Association	129	$85k	$500k	P+1.63	1.73%
Bankwell Bank	129	$125k	$500k	P+2.84	0.19%
Bravera Bank	127	$12k	$75k	P+1.50	0.53%
Trustmark Bank	127	$20k	$148k	P+0.53	1.49%
First State Bank Nebraska	123	$20k	$150k	P+1.04	0.96%
Highland Bank	123	$20k	$150k	P+1.72	1.21%
Ameris Bank	122	$304k	$834k	P+1.96	0.99%
Peapack Private Bank and Trust	122	$200k	$680k	P+1.99	0.13%
Simmons Bank	121	$85k	$350k	P+1.97	1.74%
First United Bank and Trust Company	119	$199k	$558k	P+1.98	1.94%
Southern Bancorp Bank	119	$25k	$255k	P+0.66	0.50%
BankNewport	118	$15k	$60k	P+4.51	0.00%
Capital Community Bank	118	$100k	$428k	P+2.54	—
Meredith Village Savings Bank	118	$16k	$60k	P+2.82	0.76%
Commercial Bank of California	115	$292k	$964k	P+2.02	0.18%
First American Bank	115	$125k	$500k	P+0.94	1.68%
PS Bank	115	$10k	$70k	P+0.76	0.00%
Quaint Oak Bank	115	$50k	$477k	P+2.41	3.43%
Midland States Bank	114	$48k	$299k	P+1.77	0.82%
Milestone Bank	114	$300k	$1.0M	P+2.56	4.41%
Encore Bank	113	$75k	$462k	P+2.18	—
Lincoln Savings Bank	113	$64k	$350k	P+2.60	0.45%
Tompkins Community Bank	113	$20k	$135k	P+1.34	1.84%
Summit CU	112	$25k	$132k	P+1.07	0.60%
Bank OZK	110	$39k	$254k	P+1.76	1.01%
St. Louis Bank	110	$256k	$712k	P+2.48	0.00%
First Mid Bank & Trust, National Association	109	$35k	$274k	P+1.80	1.18%
Citizens State Bank of New Castle	108	$25k	$150k	P+1.97	0.38%
iTHINK Financial Credit Union	108	$59k	$330k	P+2.32	1.15%
Community National Bank	107	$20k	$75k	P+1.62	1.36%
Paradise Bank	107	$150k	$900k	P+1.91	0.22%
West Coast Community Bank	107	$71k	$543k	P+2.14	0.03%
Western Alliance Bank	107	$82k	$712k	P+1.23	0.27%
The Bank of Tampa	106	$162k	$500k	P+1.81	0.86%
DFCU Financial	106	$156k	$500k	P+2.23	1.09%
Sunflower Bank National Association	106	$62k	$499k	P+1.40	1.24%
First Resource Bank	105	$50k	$350k	P+1.84	2.88%
First Service Bank	105	$46k	$350k	P+1.19	0.00%
State Bank of Southern Utah	105	$25k	$150k	P+1.20	0.85%
The Bank of Missouri	104	$46k	$221k	P+1.69	2.38%
Stellar Bank	104	$247k	$773k	P+1.27	1.50%
Bank of Clarke	103	$107k	$500k	P+2.35	—
D. L. Evans Bank	103	$15k	$85k	P+1.65	1.14%
Montana Community Development Corp.	103	$40k	$109k	—	1.70%
Countybank	102	$166k	$488k	P+2.11	0.00%
Mortgage Capital Development Corporation	102	$100k	$192k	P+2.71	4.04%
Colorado Enterprise Fund	101	$74k	$150k	—	—
Granite Bank	101	$24k	$142k	P+1.32	0.81%
STAR Financial Bank	101	$20k	$100k	P+0.98	1.06%
First Horizon Bank	100	$50k	$758k	P+1.78	0.46%
Oxford Bank	100	$50k	$315k	P+2.02	0.00%
RiverBank	100	$30k	$200k	P+2.12	—
The Bank of Houston	99	$200k	$488k	P+2.46	—
Minnwest Bank	99	$39k	$347k	P+2.02	0.95%
Climate First Bank	98	$168k	$875k	P+2.44	—
Texas Capital Bank	98	$250k	$1.2M	P+0.27	0.00%
Dime Commercial Bank	96	$150k	$518k	P+2.61	0.07%
Georgia's Own Credit Union	96	$150k	$608k	P+1.66	0.95%
MVB Bank, Inc.	96	$291k	$1.0M	P+2.30	0.00%
Bar Harbor Bank & Trust	94	$12k	$67k	P+1.38	0.51%
Sunrise Banks National Association	94	$25k	$202k	P+2.37	1.69%
21st Century Bank	93	$50k	$250k	P+1.48	0.95%
Loyal Trust Bank	92	$199k	$598k	P+1.76	—
Summit State Bank	91	$326k	$1.2M	P+2.02	0.00%
First Utah Bank	90	$92k	$437k	P+2.48	0.45%
Independent Bank	90	$86k	$462k	P+1.57	0.03%
BOKF, National Association	89	$77k	$506k	P+0.55	0.58%
Consumers National Bank	89	$20k	$110k	P+1.13	0.00%
Grow America Fund, Incorporated	89	$144k	$350k	P+2.29	0.46%
Farmers State Bank	88	$30k	$150k	P+1.46	1.74%
Genesee Regional Bank	88	$42k	$250k	P+0.91	0.92%
Integrity Bank & Trust	88	$51k	$200k	P+2.05	—
Waukesha State Bank	88	$150k	$490k	P+2.33	1.65%
Accion Opportunity Fund Community Development	87	$102k	$250k	P+3.27	—
BankUnited, National Association	87	$125k	$741k	P+2.12	0.64%
Craft Bank	86	$234k	$608k	P+2.57	—
Small Business Bank	86	$16k	$142k	P+2.59	1.63%
Citizens Business Bank National Association	85	$200k	$616k	P+2.05	0.81%
Security State Bank and Trust	85	$78k	$450k	P+1.47	—
United FCU	83	$183k	$825k	P+2.21	1.24%
First Bank of Central Ohio	82	$181k	$1.0M	P+2.56	—
First State Bank	82	$75k	$482k	P+1.57	0.34%
Midwest BankCentre	82	$291k	$790k	P+2.33	0.00%
OMB Bank	82	$75k	$346k	P+2.19	—
First Western SBLC, LLC	81	$539k	$1.9M	P+1.60	0.00%
Main Street Launch	81	$100k	$250k	P+3.15	8.57%
Arrow Bank National Association	80	$25k	$50k	P+1.87	0.00%
Bank of Hays	80	$19k	$105k	P+1.36	0.03%
Centennial Bank	80	$75k	$462k	P+2.08	1.16%
Mission Bank	80	$100k	$475k	P+2.51	0.00%
Southern Bank	80	$49k	$192k	P+2.70	1.82%
Everwise Credit Union	78	$29k	$1.6M	P+2.17	0.00%
German American Bank	78	$25k	$254k	P+1.75	0.12%
New York Business Development Corporation	78	$182k	$584k	P+2.66	1.19%
InBank	77	$190k	$759k	P+2.28	—
Trenton Business Assistance Corporation	77	$44k	$146k	P+2.19	1.83%
Oconee State Bank	76	$138k	$641k	P+2.19	0.00%
The Park National Bank	76	$50k	$260k	P+1.05	0.11%
Security National Bank of Omaha	76	$192k	$981k	P+1.89	0.30%
California Bank of Commerce, NA	75	$172k	$680k	P+1.99	0.09%
Heritage Federal Credit Union	75	$21k	$150k	P+1.05	—
Newburyport Five Cents Savings Bank	75	$25k	$100k	P+1.73	—
Potomac Bank	75	$47k	$250k	P+2.28	0.00%
Cambridge Savings Bank	74	$22k	$100k	P+1.93	2.17%
Camden National Bank	74	$10k	$50k	P+1.71	0.58%
The Cape Cod Five Cents Savings Bank	74	$10k	$50k	P+2.26	1.11%
Sabre Finance	74	$30k	$128k	P+2.62	—
Arizona Capital Source	73	$67k	$238k	P+3.58	2.95%
DreamSpring	73	$52k	$127k	—	8.36%
Great Plains National Bank	73	$39k	$270k	P+1.55	0.00%
Luminate Bank	73	$115k	$560k	P+2.17	—
Numerica CU	73	$27k	$200k	P+1.47	0.67%
Primary Bank	73	$30k	$200k	P+1.33	0.00%
Service FCU	72	$14k	$45k	P+1.14	—
The Bank of Commerce	71	$23k	$161k	P+1.27	3.70%
Financial Resources Federal Credit Union	71	$258k	$900k	P+2.39	0.96%
St. Charles Bank & Trust Company, National Association	71	$100k	$408k	P+0.38	0.42%
Cross River Bank	70	$250k	$983k	P+2.39	0.43%
Third Coast Bank	70	$75k	$528k	P+1.82	1.35%
1st Security Bank of Washington	69	$25k	$25k	P+2.80	0.00%
Canyon View Federal Credit Union	69	$25k	$120k	P+2.30	3.43%
Royal Business Bank	69	$150k	$520k	P+1.93	1.02%
The First National Bank in Sioux Falls	68	$50k	$162k	P+-0.35	3.28%
Mountain Pacific Bank	68	$172k	$1.2M	P+1.83	0.06%
Paragon Bank	68	$307k	$857k	P+1.83	1.57%
1st Financial Bank USA	67	$500k	$1.1M	P+2.20	—
ACC Capital	67	$68k	$342k	P+2.69	0.05%
Cathay Bank	67	$150k	$670k	P+1.25	0.51%
First Federal Bank	67	$108k	$588k	P+2.01	0.40%
Legacy Bank	67	$16k	$200k	P+2.07	6.04%
Capital Certified Development Corporation	66	$76k	$222k	P+1.38	0.00%
The Citizens National Bank of Meridian	66	$40k	$150k	P+2.64	—
Redwood CU	66	$100k	$245k	P+2.05	0.65%
Vallant Bank	66	$115k	$756k	P+1.98	0.30%
Black Hills FCU	65	$21k	$78k	P+1.79	2.08%
Community State Bank	65	$21k	$155k	P+0.83	4.52%
Georgia Banking Company	65	$107k	$375k	P+2.15	0.81%
Kennebunk Savings Bank	65	$20k	$198k	P+1.31	0.99%
Peoples Bank and Trust Company	65	$34k	$253k	P+1.23	0.11%
Merrimack County Savings Bank	64	$20k	$126k	P+1.77	0.55%
Security Bank USA	63	$18k	$60k	P+2.00	0.59%
Alaska Growth Capital BIDCO, Inc.	62	$120k	$728k	P+2.72	0.05%
The American National Bank of Texas	62	$90k	$281k	P+1.74	1.97%
Baycoast Bank	62	$20k	$100k	P+0.90	1.66%
Enterprise Bank	62	$55k	$438k	P+1.59	0.48%
Flagship Enterprise Center, Inc. (dba Bankable)	62	$51k	$150k	P+3.97	1.62%
Lake Ridge Bank	62	$40k	$174k	P+0.96	0.77%
St. Mary's Bank	62	$21k	$100k	P+1.47	0.00%
United Business Bank	62	$159k	$695k	P+1.68	0.45%
The Adirondack Trust Company	61	$12k	$50k	P+0.46	0.12%
Arizona Financial Credit Union	61	$50k	$278k	P+1.51	1.38%
Community Choice CU	61	$15k	$324k	P+2.20	1.84%
First Western Bank & Trust	61	$45k	$165k	P+0.68	0.00%
Integro Bank	61	$204k	$896k	P+2.69	—
Timberland Bank	61	$75k	$368k	P+1.38	1.72%
BankPlus	60	$61k	$803k	P+0.61	1.01%
Community First Bank of Indiana	60	$100k	$350k	P+1.94	5.87%
Community National Bank & Trust	60	$30k	$165k	P+0.86	0.00%
Growth Capital Corp.	60	$45k	$150k	P+5.36	4.90%
Merchants & Marine Bank	60	$25k	$370k	P+2.64	2.00%
Union Bank	60	$22k	$220k	P+2.22	0.71%
4Front Credit Union	59	$50k	$150k	P+2.02	0.00%
First National Bank	59	$26k	$125k	P+1.24	1.15%
Fremont Bank	59	$290k	$950k	P+2.00	0.00%
Gulf Coast Bank	59	$90k	$450k	P+2.15	0.97%
Magyar Bank	59	$214k	$630k	P+2.60	0.21%
Coastal States Bank	58	$273k	$876k	P+1.74	0.18%
FirstBank	58	$79k	$484k	P+2.00	1.06%
Mechanics and Farmers Bank	58	$169k	$364k	P+2.68	0.71%
Village Bank	58	$97k	$437k	P+1.39	0.53%
Androscoggin Savings Bank	57	$24k	$125k	P+0.98	0.00%
Bank of Bridger National Association	57	$24k	$128k	P+1.03	0.93%
Shinhan Bank America	57	$150k	$575k	P+1.18	0.14%
Summit Bank	57	$160k	$656k	P+2.59	0.67%
American Business Bank	56	$138k	$368k	P+1.82	0.00%
Brooklyn Cooperative Federal Credit Union	56	$5k	$15k	P+6.11	4.26%
UniBank for Savings	56	$7k	$30k	P+1.80	0.77%
American Riviera Bank	55	$60k	$310k	P+2.24	0.55%
Community First Capital Corp	55	$25k	$65k	P+2.40	0.89%
Exchange Bank	55	$74k	$350k	P+1.96	0.13%
Unity Bank	55	$64k	$639k	P+2.04	0.54%
Amerant Bank, National Association	54	$182k	$690k	P+2.24	0.96%
Citizens Bank & Trust Co	54	$19k	$82k	P+1.89	0.22%
Community 1st CU	54	$14k	$62k	P+0.51	2.28%
Fidelity Deposit and Discount Bank	54	$38k	$290k	P+1.48	0.58%
First Oklahoma Bank	54	$141k	$588k	P+1.68	0.42%
Global One Bank	54	$132k	$1.6M	P+1.38	—
Locality Bank	54	$150k	$559k	P+2.50	—
NEPA Alliance Business Finance Corporation	54	$38k	$138k	P+2.11	—
Prosperity Bank	54	$94k	$569k	P+0.80	1.04%
Webster Five Cents Savings Bank	54	$22k	$75k	P+1.83	0.00%
American Bank of Commerce	53	$50k	$250k	P+1.52	0.34%
FNBC Bank	53	$47k	$260k	P+2.07	0.75%
Fortifi Bank	53	$34k	$200k	P+1.19	3.08%
INTRUST Bank National Association	53	$33k	$200k	P+0.92	0.85%
Security Bank	53	$78k	$421k	P+1.41	5.51%
Bank Michigan	52	$50k	$405k	P+2.35	0.00%
Farmers and Merchants Savings Bank	52	$28k	$199k	P+1.49	0.47%
Lone Star National Bank	52	$25k	$111k	P+1.59	2.13%
Fortis Bank	51	$248k	$932k	P+1.79	—
Peoples National Bank National Association	51	$49k	$300k	P+1.02	0.42%
RiverHills Bank	51	$34k	$268k	P+0.68	0.42%
Union National Bank	51	$45k	$250k	P+0.12	0.00%
Avidia Bank	50	$57k	$286k	P+1.34	2.99%
Blue Ridge Bank National Association	50	$107k	$590k	P+2.51	0.00%
Carolina Small Business Development Fund	50	$72k	$200k	—	2.74%
Heritage Family FCU	50	$25k	$80k	P+0.42	1.30%
Ultima Bank Minnesota	50	$30k	$162k	P+0.55	0.00%

Source SBA 7(a) FOIAReleased 2026-06-30 Floor 50 loans in 5 years to publish Rates variable-rate loans only

How to use this

Sort by smallest loan if you need a modest amount — most banks quietly won't go below $150,000 and won't tell you until you've spent three weeks. Sort by typical rate to see who prices keenly. A high charge-off rate is not a red flag: it usually means a lender with appetite for deals others decline.