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Lender · SBA 7(a) record

Colorado Enterprise Fund

CO · lends in 2 states · 119 SBA loans since 2010, 101 in the last five years.

Practical minimum
$74k
5th percentile, last 5 years
Typical loan
$150k
median, last 5 years
Median rate
variable-rate loans only
Typical term
10 yr
Recent volume
$17.7M
last 5 fiscal years

How fast they approve. Colorado Enterprise Fund made 0% of its recent 7(a) loans under Preferred Lender (PLP) authority and 0% through SBA Express; the remainder went through the SBA's general review. Ask whether your specific loan would be delegated or sent to the SBA. Why approval speed comes down to the lender.

What stands out about Colorado Enterprise Fund

vs every other SBA lender

It leans into one industry. 9% of Colorado Enterprise Fund's loans go to fitness and recreational sports centers — roughly 3× the share you would expect, so it clearly knows that business.

Colorado Enterprise Fund is startup-heavy. 88% of its loans are startups, well above the norm — a good sign if that is your deal.

Colorado Enterprise Fund lives at the small end. Its median loan is just $150k, well under the $347k typical of SBA lenders — one of the banks genuinely willing to write small.

This read is built from 101 funded 7(a) loans over the last five fiscal years; outside its core states the sample thins out, so weigh the rest accordingly.

Will they talk to you?

loan sizes funded
Under $150k
57%
$150k – $350k
43%
$350k – $750k
0%
$750k – $2M
0%
Over $2M
0%

The spread of loan sizes tells you where this lender is comfortable. Ask for something far outside it and expect friction.

Do they fund businesses like yours?

last 5 years
Full-Service Restaurants
6%
Retail Bakeries
5%
Fitness and Recreational Sports Centers
4%
Child and Youth Services
4%
Snack and Nonalcoholic Beverage Bars
4%
Everything else
77%

A lender who already knows your industry asks better questions and closes faster. One who doesn't will treat your file as an education.

Not enough seasoned history to judge

Too few of this lender's loans are old enough to say anything useful.

Their loans, year by year

cumulative % of dollars charged off
ApprovedYr 1Yr 2Yr 3Yr 4Yr 5Yr 6Yr 7Yr 8Yr 9Yr 10
20240.0·········
2025··········
0%
12%+▨ too recent to know

Each row is one year's lending. Read down a column to compare years at the same age — that is the only fair comparison, because losses take three to five years to appear and a fast-growing lender always looks clean on a raw average.

Source SBA 7(a) FOIAReleased 2026-06-30 Loans judged 16 Measured at 5 years

What this page cannot tell you

Federal records show what was approved, not how long it took, how the bank communicated, or whether your loan officer returned calls. Ask any lender directly: are you a preferred lender, how many deals like mine did you close last year, and who underwrites it.

Check your eligibility first → Decode what they say to you →

Lenders worth comparing against this one

Picked for writing loans of a similar size in similar places.

Common questions

Does Colorado Enterprise Fund make SBA startup and acquisition loans?

Yes — its recent SBA 7(a) record includes 63 startups, 7 business acquisitions. If your deal is one of these, it has funded that kind of loan many times before. See how it ranks for your exact deal.

What is the smallest SBA loan Colorado Enterprise Fund will make?

Its practical minimum — the 5th percentile of what it has actually funded — is about $74,200, and the typical (median) Colorado Enterprise Fund loan is $150,000. If your loan is well below its practical minimum, it is unlikely to be interested however strong your file.

What states does Colorado Enterprise Fund lend in?

Most of Colorado Enterprise Fund's recent SBA lending is concentrated in Colorado. Compare lenders by state.