Am I eligible for an SBA loan?

These are the things that actually stop applications. Nothing is submitted anywhere — it runs in your browser and we store none of it.

Answer the questions below

Your result updates as you go.

A screening tool, not a decision. Lenders apply their own overlays on top of SBA's rules, and two banks can reach opposite conclusions on the same file.

Which version of the rules is this?

check before you rely on it

Eligibility rules are revised regularly and the version in effect on the day you apply governs your file. The criminal history rules were rewritten in 2024, so anything written before then is wrong.

Criminal history 13 CFR 120.110(n), amended eff. 2024-05-30 Injection & proceeds SOP 50 10 7.1 Form SBA 1919, rev. 2025-03-19 Checked 2026-07-28