Privacy

Short version: the calculators never send us anything, we do not want your contact details, and we have nothing to sell to a lender.

Nothing you type into a calculator leaves your browser

Every tool on this site — eligibility, affordability, rate check, lender match, all of them — runs entirely in your browser. Your loan amount, your cash flow, your credit range, your criminal history answers: none of it is transmitted, logged or stored. There is no server to send it to. You can disconnect from the internet after the page loads and the calculators still work.

What we do collect

Logs

Standard web server logs

Our host records IP address, browser, and which pages were requested, as every web server does. We use this to keep the site running and to spot abuse. It is not linked to you and we do not attempt to identify anyone from it.

Analytics

Aggregate traffic measurement

We may use a privacy-focused analytics tool that counts visits without cookies and without tracking individuals across sites. If we ever switch to something that does track you, this page will say so before it happens.

Only if you write to us

If you email corrections@sbadecoded.com we keep the message so we can reply and so we have a record of a correction request. We do not add you to a list.

What we do not do

No lead generation. We take no loan applications and have no lender relationships. There is no form on this site that sends your details anywhere, because there is no form.

No selling or sharing. We do not sell personal information, and we do not share it for cross-context behavioural advertising, as those terms are defined under California law.

No accounts. There is nothing to sign up for, so there is no password or profile to leak.

Third parties

Host

Static hosting and CDN

Serves the files and sees the same request logs described above.

Fonts

Google Fonts

Typefaces are currently loaded from Google's font service, which means your browser contacts Google and Google sees your IP address. No cookie is set and nothing about your visit is shared with them by us. We are moving to serving the fonts from this domain so that request stops happening at all; this line will change when it does.

Ads

If and when we run them

Advertising networks set their own cookies and follow their own policies. We are not running ads at the time of writing. When we do, this section will name the network and link to its policy.

Borrowers named in federal data

SBA's public FOIA releases contain the name, street address and loan details of every borrower. We load those files but publish only aggregates — never a borrower name, never an address, never anything that identifies an individual business owner. If you took an SBA loan, you will not find yourself on this site. That is a deliberate choice, not an oversight, and it is described in our methodology.

Your rights

Depending on where you live you may have the right to know what personal information we hold, to have it deleted, or to opt out of its sale. Since we do not build profiles, do not sell data, and have no accounts, in practice there is almost nothing to request — but write to corrections@sbadecoded.com and we will answer.

This site is not directed at children and we do not knowingly collect information from anyone under 13.

Changes

If this policy changes materially — particularly if we add advertising or analytics that tracks individuals — we will update the date below and describe what changed rather than quietly editing it.

Published by Resultex Media Group LLC 112 Main St, Suite 210, East Rockaway, NY 11518 Last updated 2026-07-28