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Lender · SBA 7(a) record

Wisconsin Women's Business Initiative Corporation

WI · lends in 1 state · 355 SBA loans since 2010, 136 in the last five years.

Practical minimum
$64k
5th percentile, last 5 years
Typical loan
$150k
median, last 5 years
Median rate
variable-rate loans only
Typical term
10 yr
Recent volume
$21.7M
last 5 fiscal years

How fast they approve. Wisconsin Women's Business Initiative Corporation made 0% of its recent 7(a) loans under Preferred Lender (PLP) authority and 0% through SBA Express; the remainder went through the SBA's general review. Ask whether your specific loan would be delegated or sent to the SBA. Why approval speed comes down to the lender.

What stands out about Wisconsin Women's Business Initiative Corporation

vs every other SBA lender

It leans into one industry. 18% of Wisconsin Women's Business Initiative Corporation's loans go to beauty salons — roughly 2× the share you would expect, so it clearly knows that business.

Wisconsin Women's Business Initiative Corporation is startup-heavy. 84% of its loans are startups, well above the norm — a good sign if that is your deal.

Wisconsin Women's Business Initiative Corporation lives at the small end. Its median loan is just $150k, well under the $347k typical of SBA lenders — one of the banks genuinely willing to write small.

This read is built from 136 funded 7(a) loans over the last five fiscal years; outside its core states the sample thins out, so weigh the rest accordingly.

Will they talk to you?

loan sizes funded
Under $150k
64%
$150k – $350k
36%
$350k – $750k
0%
$750k – $2M
0%
Over $2M
0%

The spread of loan sizes tells you where this lender is comfortable. Ask for something far outside it and expect friction.

Do they fund businesses like yours?

last 5 years
Limited-Service Restaurants
6%
Beauty Salons
6%
Pet Care (except Veterinary) Services
5%
Drinking Places (Alcoholic Beverages)
5%
Full-Service Restaurants
4%
Everything else
74%

A lender who already knows your industry asks better questions and closes faster. One who doesn't will treat your file as an education.

Lends conservatively

1.26% charged off against 2.11% across all SBA lending. Clean books usually mean tight credit standards. Good rates if you fit their box, and a quick decline if you don't.

Their loans, year by year

cumulative % of dollars charged off
ApprovedYr 1Yr 2Yr 3Yr 4Yr 5Yr 6Yr 7Yr 8Yr 9Yr 10
20150.00.00.00.00.00.00.00.00.00.0
20160.00.02.66.26.26.26.28.08.0·
20170.01.11.11.11.11.11.11.1··
20180.00.00.00.00.00.00.0···
20190.00.00.00.00.00.0····
20210.00.00.00.0······
20220.00.00.0·······
20230.00.0········
20240.0·········
2025··········
0%
12%+▨ too recent to know

Each row is one year's lending. Read down a column to compare years at the same age — that is the only fair comparison, because losses take three to five years to appear and a fast-growing lender always looks clean on a raw average.

Source SBA 7(a) FOIAReleased 2026-06-30 Loans judged 197 Measured at 5 years

What this page cannot tell you

Federal records show what was approved, not how long it took, how the bank communicated, or whether your loan officer returned calls. Ask any lender directly: are you a preferred lender, how many deals like mine did you close last year, and who underwrites it.

Check your eligibility first → Decode what they say to you →

Lenders worth comparing against this one

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Common questions

Does Wisconsin Women's Business Initiative Corporation make SBA startup and acquisition loans?

Yes — its recent SBA 7(a) record includes 54 startups, 7 business acquisitions. If your deal is one of these, it has funded that kind of loan many times before. See how it ranks for your exact deal.

What is the smallest SBA loan Wisconsin Women's Business Initiative Corporation will make?

Its practical minimum — the 5th percentile of what it has actually funded — is about $63,750, and the typical (median) Wisconsin Women's Business Initiative Corporation loan is $150,000. If your loan is well below its practical minimum, it is unlikely to be interested however strong your file.

What states does Wisconsin Women's Business Initiative Corporation lend in?

Most of Wisconsin Women's Business Initiative Corporation's recent SBA lending is concentrated in Wisconsin. Compare lenders by state.