AMERICAN DELI: how its 55 SBA loans actually performed
Limited-Service Restaurants · 55 units financed with SBA 7(a) loans since 2010 · 11 lenders have funded this brand.
No defaults on record
None of the 21 seasoned SBA loans to AMERICAN DELI charged off within seven years — a 0.0% rate, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Metro City Bank | 27 |
| Bank of Hope | 7 |
| PCB Bank | 5 |
| Hanmi Bank | 5 |
| Open Bank | 3 |
| PromiseOne Bank | 2 |
11 lenders have funded AMERICAN DELI since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
AMERICAN DELI is a smaller-sample brand: 21 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 21 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many AMERICAN DELI SBA loans have defaulted?
0 of 21 seasoned AMERICAN DELI SBA 7(a) loans charged off within seven years — a 0.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a AMERICAN DELI franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 21 loans it is a smaller sample than our flagship brands.
Which lenders fund AMERICAN DELI franchises?
11 lenders have made SBA loans to AMERICAN DELI since 2010, led by Metro City Bank.