SBADecoded
Home / Franchises / ARCO (GAS STATION)

ARCO (GAS STATION): how its 21 SBA loans actually performed

Gasoline Stations with Convenience Stores · 21 units financed with SBA 7(a) loans since 2010 · 9 lenders have funded this brand.

No defaults on record

None of the 21 seasoned SBA loans to ARCO (GAS STATION) charged off within seven years — a 0.0% rate, against 5.7% across all SBA 7(a) loans.

Units financed
21
SBA 7(a), 2010 onward
Old enough to judge
21
loans at least 7 years old
Defaulted
0
charged off in 7 yrs
Default rate
0.0%
all 7(a) avg 5.7%
Typical loan
$1,900,000
median approved

How this brand compares

share of owners who defaulted within seven years
ARCO (GAS STATION)
0.0%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
Hanmi Bank7
Hana Small Business Lending, Inc.3
Wells Fargo Bank National Association3
Enterprise Bank & Trust2
Columbia Bank2
City National Bank1

9 lenders have funded ARCO (GAS STATION) since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

ARCO (GAS STATION) is a smaller-sample brand: 21 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 21 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many ARCO (GAS STATION) SBA loans have defaulted?

0 of 21 seasoned ARCO (GAS STATION) SBA 7(a) loans charged off within seven years — a 0.0% default rate, against 5.7% across all SBA 7(a) loans.

Is a ARCO (GAS STATION) franchise a safe SBA loan bet?

By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 21 loans it is a smaller sample than our flagship brands.

Which lenders fund ARCO (GAS STATION) franchises?

9 lenders have made SBA loans to ARCO (GAS STATION) since 2010, led by Hanmi Bank.

Brands worth comparing against this one