BRAIN BALANCE: how its 41 SBA loans actually performed
Educational Support Services · 41 units financed with SBA 7(a) loans since 2010 · 20 lenders have funded this brand.
Defaults run above the SBA-wide average
3 of 29 seasoned units charged off — 10.3%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| The Huntington National Bank | 9 |
| Readycap Lending, LLC | 5 |
| Wells Fargo Bank National Association | 3 |
| Oconee State Bank | 3 |
| Bank First, N.A. | 3 |
| Security National Bank of Omaha | 2 |
20 lenders have funded BRAIN BALANCE since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
BRAIN BALANCE is a smaller-sample brand: 29 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 29 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many BRAIN BALANCE SBA loans have defaulted?
3 of 29 seasoned BRAIN BALANCE SBA 7(a) loans charged off within seven years — a 10.3% default rate, against 5.7% across all SBA 7(a) loans.
Is a BRAIN BALANCE franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 29 loans it is a smaller sample than our flagship brands.
Which lenders fund BRAIN BALANCE franchises?
20 lenders have made SBA loans to BRAIN BALANCE since 2010, led by The Huntington National Bank.