BRUSTER'S: how its 104 SBA loans actually performed
Snack and Nonalcoholic Beverage Bars · 104 units financed with SBA 7(a) loans since 2010 · 46 lenders have funded this brand.
3 of 26 owners defaulted on their SBA loan
That is 11.5% — roughly 2 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| United Community Bank | 29 |
| The Huntington National Bank | 11 |
| America First Federal Credit Union | 7 |
| Stearns Bank National Association | 3 |
| Mission Valley Bank | 3 |
| Truist Bank | 2 |
46 lenders have funded BRUSTER'S since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
BRUSTER'S is a smaller-sample brand: 26 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 26 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many BRUSTER'S SBA loans have defaulted?
3 of 26 seasoned BRUSTER'S SBA 7(a) loans charged off within seven years — a 11.5% default rate, against 5.7% across all SBA 7(a) loans.
Is a BRUSTER'S franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 26 loans it is a smaller sample than our flagship brands.
Which lenders fund BRUSTER'S franchises?
46 lenders have made SBA loans to BRUSTER'S since 2010, led by United Community Bank.