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CherryBerry: how its 22 SBA loans actually performed

Limited-Service Restaurants · 22 units financed with SBA 7(a) loans since 2010 · 16 lenders have funded this brand.

6 of 22 owners defaulted on their SBA loan

That is 27.3% — roughly 5 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.

Units financed
22
SBA 7(a), 2010 onward
Old enough to judge
22
loans at least 7 years old
Defaulted
6
charged off in 7 yrs
Default rate
27.3%
all 7(a) avg 5.7%
Typical loan
$246,600
median approved

How this brand compares

share of owners who defaulted within seven years
CherryBerry
27.3%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
Triad Bank, National Association3
JPMorgan Chase Bank, National Association3
Midwest Bank2
U.S. Bank, National Association2
First PREMIER Bank1
Enterprise Bank & Trust1

16 lenders have funded CherryBerry since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

CherryBerry is a smaller-sample brand: 22 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 22 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many CherryBerry SBA loans have defaulted?

6 of 22 seasoned CherryBerry SBA 7(a) loans charged off within seven years — a 27.3% default rate, against 5.7% across all SBA 7(a) loans.

Is a CherryBerry franchise a safe SBA loan bet?

By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 22 loans it is a smaller sample than our flagship brands.

Which lenders fund CherryBerry franchises?

16 lenders have made SBA loans to CherryBerry since 2010, led by Triad Bank, National Association.

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