CHICKEN EXPRESS: how its 28 SBA loans actually performed
Limited-Service Restaurants · 28 units financed with SBA 7(a) loans since 2010 · 12 lenders have funded this brand.
No defaults on record
None of the 26 seasoned SBA loans to CHICKEN EXPRESS charged off within seven years — a 0.0% rate, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Community National Bank and Trust of Texas | 9 |
| Bank of the West | 5 |
| The Huntington National Bank | 3 |
| Regions Bank | 2 |
| Titan Bank, National Association | 2 |
| PlainsCapital Bank | 1 |
12 lenders have funded CHICKEN EXPRESS since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
CHICKEN EXPRESS is a smaller-sample brand: 26 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 26 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many CHICKEN EXPRESS SBA loans have defaulted?
0 of 26 seasoned CHICKEN EXPRESS SBA 7(a) loans charged off within seven years — a 0.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a CHICKEN EXPRESS franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 26 loans it is a smaller sample than our flagship brands.
Which lenders fund CHICKEN EXPRESS franchises?
12 lenders have made SBA loans to CHICKEN EXPRESS since 2010, led by Community National Bank and Trust of Texas.