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CICI'S PIZZA: how its 41 SBA loans actually performed

Limited-Service Restaurants · 41 units financed with SBA 7(a) loans since 2010 · 25 lenders have funded this brand.

Defaults run above the SBA-wide average

4 of 41 seasoned units charged off — 9.8%, against 5.7% across all SBA 7(a) loans.

Units financed
41
SBA 7(a), 2010 onward
Old enough to judge
41
loans at least 7 years old
Defaulted
4
charged off in 7 yrs
Default rate
9.8%
all 7(a) avg 5.7%
Typical loan
$350,000
median approved

How this brand compares

share of owners who defaulted within seven years
CICI'S PIZZA
9.8%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
BancFirst8
JPMorgan Chase Bank, National Association4
1st Source Bank3
First Western SBLC, LLC2
Simmons Bank2
Primis Bank2

25 lenders have funded CICI'S PIZZA since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

CICI'S PIZZA is a smaller-sample brand: 41 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 41 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many CICI'S PIZZA SBA loans have defaulted?

4 of 41 seasoned CICI'S PIZZA SBA 7(a) loans charged off within seven years — a 9.8% default rate, against 5.7% across all SBA 7(a) loans.

Is a CICI'S PIZZA franchise a safe SBA loan bet?

By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 41 loans it is a smaller sample than our flagship brands.

Which lenders fund CICI'S PIZZA franchises?

25 lenders have made SBA loans to CICI'S PIZZA since 2010, led by BancFirst.

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