COUSINS SUBS: how its 27 SBA loans actually performed
Limited-Service Restaurants · 27 units financed with SBA 7(a) loans since 2010 · 10 lenders have funded this brand.
No defaults on record
None of the 22 seasoned SBA loans to COUSINS SUBS charged off within seven years — a 0.0% rate, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| UMB Bank, National Association | 8 |
| BMO Bank National Association | 6 |
| Bank Five Nine | 5 |
| Mountain America FCU | 2 |
| U.S. Bank, National Association | 1 |
| Summit CU | 1 |
10 lenders have funded COUSINS SUBS since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
COUSINS SUBS is a smaller-sample brand: 22 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 22 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many COUSINS SUBS SBA loans have defaulted?
0 of 22 seasoned COUSINS SUBS SBA 7(a) loans charged off within seven years — a 0.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a COUSINS SUBS franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 22 loans it is a smaller sample than our flagship brands.
Which lenders fund COUSINS SUBS franchises?
10 lenders have made SBA loans to COUSINS SUBS since 2010, led by UMB Bank, National Association.