DO IT BEST HARDWARE: how its 82 SBA loans actually performed
Hardware Stores · 82 units financed with SBA 7(a) loans since 2010 · 48 lenders have funded this brand.
No defaults on record
None of the 33 seasoned SBA loans to DO IT BEST HARDWARE charged off within seven years — a 0.0% rate, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| The Huntington National Bank | 6 |
| Nicolet National Bank | 5 |
| First Financial Bank | 4 |
| BMO Bank National Association | 4 |
| Stock Yards Bank & Trust Company | 4 |
| Sutton Bank | 3 |
48 lenders have funded DO IT BEST HARDWARE since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
DO IT BEST HARDWARE is a smaller-sample brand: 33 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 33 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many DO IT BEST HARDWARE SBA loans have defaulted?
0 of 33 seasoned DO IT BEST HARDWARE SBA 7(a) loans charged off within seven years — a 0.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a DO IT BEST HARDWARE franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 33 loans it is a smaller sample than our flagship brands.
Which lenders fund DO IT BEST HARDWARE franchises?
48 lenders have made SBA loans to DO IT BEST HARDWARE since 2010, led by The Huntington National Bank.