ENVIRO-MASTER SERVICES: how its 53 SBA loans actually performed
Janitorial Services · 53 units financed with SBA 7(a) loans since 2010 · 24 lenders have funded this brand.
Defaults run above the SBA-wide average
2 of 25 seasoned units charged off — 8.0%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| United Midwest Savings Bank National Association | 9 |
| Celtic Bank Corporation | 6 |
| HomeTrust Bank | 4 |
| Stearns Bank National Association | 3 |
| Simmons Bank | 3 |
| The Huntington National Bank | 3 |
24 lenders have funded ENVIRO-MASTER SERVICES since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
ENVIRO-MASTER SERVICES is a smaller-sample brand: 25 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 25 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many ENVIRO-MASTER SERVICES SBA loans have defaulted?
2 of 25 seasoned ENVIRO-MASTER SERVICES SBA 7(a) loans charged off within seven years — a 8.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a ENVIRO-MASTER SERVICES franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 25 loans it is a smaller sample than our flagship brands.
Which lenders fund ENVIRO-MASTER SERVICES franchises?
24 lenders have made SBA loans to ENVIRO-MASTER SERVICES since 2010, led by United Midwest Savings Bank National Association.