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FEDEX: how its 23 SBA loans actually performed

Couriers and Express Delivery Services · 23 units financed with SBA 7(a) loans since 2010 · 18 lenders have funded this brand.

Defaults run above the SBA-wide average

2 of 23 seasoned units charged off — 8.7%, against 5.7% across all SBA 7(a) loans.

Units financed
23
SBA 7(a), 2010 onward
Old enough to judge
23
loans at least 7 years old
Defaulted
2
charged off in 7 yrs
Default rate
8.7%
all 7(a) avg 5.7%
Typical loan
$117,000
median approved

How this brand compares

share of owners who defaulted within seven years
FEDEX
8.7%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
Peoples State Bank3
Independent Bank2
Associated Bank National Association2
BancFirst2
MidFirst Bank1
Community Bank, National Association1

18 lenders have funded FEDEX since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

FEDEX is a smaller-sample brand: 23 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 23 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many FEDEX SBA loans have defaulted?

2 of 23 seasoned FEDEX SBA 7(a) loans charged off within seven years — a 8.7% default rate, against 5.7% across all SBA 7(a) loans.

Is a FEDEX franchise a safe SBA loan bet?

By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 23 loans it is a smaller sample than our flagship brands.

Which lenders fund FEDEX franchises?

18 lenders have made SBA loans to FEDEX since 2010, led by Peoples State Bank.

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