FIVE STAR PAINTING: how its 142 SBA loans actually performed
Painting and Wall Covering Contractors · 142 units financed with SBA 7(a) loans since 2010 · 27 lenders have funded this brand.
9 of 30 owners defaulted on their SBA loan
That is 30.0% — roughly 5 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| United Midwest Savings Bank National Association | 54 |
| The Huntington National Bank | 28 |
| First Bank of the Lake | 19 |
| Celtic Bank Corporation | 6 |
| Manufacturers and Traders Trust Company | 5 |
| Wells Fargo Bank National Association | 4 |
27 lenders have funded FIVE STAR PAINTING since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
FIVE STAR PAINTING is a smaller-sample brand: 30 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 30 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many FIVE STAR PAINTING SBA loans have defaulted?
9 of 30 seasoned FIVE STAR PAINTING SBA 7(a) loans charged off within seven years — a 30.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a FIVE STAR PAINTING franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 30 loans it is a smaller sample than our flagship brands.
Which lenders fund FIVE STAR PAINTING franchises?
27 lenders have made SBA loans to FIVE STAR PAINTING since 2010, led by United Midwest Savings Bank National Association.