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GLASS DOCTOR: how its 75 SBA loans actually performed

Automotive Glass Replacement Shops · 75 units financed with SBA 7(a) loans since 2010 · 29 lenders have funded this brand.

9 of 24 owners defaulted on their SBA loan

That is 37.5% — roughly 7 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.

Units financed
75
SBA 7(a), 2010 onward
Old enough to judge
24
loans at least 7 years old
Defaulted
9
charged off in 7 yrs
Default rate
37.5%
all 7(a) avg 5.7%
Typical loan
$150,000
median approved

How this brand compares

share of owners who defaulted within seven years
GLASS DOCTOR
37.5%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
United Midwest Savings Bank National Association25
TD Bank, National Association5
The Huntington National Bank5
Wells Fargo Bank National Association4
Stearns Bank National Association4
Byline Bank3

29 lenders have funded GLASS DOCTOR since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

GLASS DOCTOR is a smaller-sample brand: 24 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 24 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many GLASS DOCTOR SBA loans have defaulted?

9 of 24 seasoned GLASS DOCTOR SBA 7(a) loans charged off within seven years — a 37.5% default rate, against 5.7% across all SBA 7(a) loans.

Is a GLASS DOCTOR franchise a safe SBA loan bet?

By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 24 loans it is a smaller sample than our flagship brands.

Which lenders fund GLASS DOCTOR franchises?

29 lenders have made SBA loans to GLASS DOCTOR since 2010, led by United Midwest Savings Bank National Association.

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