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HOME HELPERS: how its 71 SBA loans actually performed

Home Health Care Services · 71 units financed with SBA 7(a) loans since 2010 · 34 lenders have funded this brand.

Defaults run above the SBA-wide average

2 of 33 seasoned units charged off — 6.1%, against 5.7% across all SBA 7(a) loans.

Units financed
71
SBA 7(a), 2010 onward
Old enough to judge
33
loans at least 7 years old
Defaulted
2
charged off in 7 yrs
Default rate
6.1%
all 7(a) avg 5.7%
Typical loan
$75,000
median approved

How this brand compares

share of owners who defaulted within seven years
HOME HELPERS
6.1%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
Live Oak Banking Company8
United Midwest Savings Bank National Association5
D. L. Evans Bank4
The Huntington National Bank4
Stearns Bank National Association4
Manufacturers and Traders Trust Company3

34 lenders have funded HOME HELPERS since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

HOME HELPERS is a smaller-sample brand: 33 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 33 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many HOME HELPERS SBA loans have defaulted?

2 of 33 seasoned HOME HELPERS SBA 7(a) loans charged off within seven years — a 6.1% default rate, against 5.7% across all SBA 7(a) loans.

Is a HOME HELPERS franchise a safe SBA loan bet?

By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 33 loans it is a smaller sample than our flagship brands.

Which lenders fund HOME HELPERS franchises?

34 lenders have made SBA loans to HOME HELPERS since 2010, led by Live Oak Banking Company.

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