HUDDLE HOUSE: how its 33 SBA loans actually performed
Full-Service Restaurants · 33 units financed with SBA 7(a) loans since 2010 · 21 lenders have funded this brand.
Defaults run above the SBA-wide average
3 of 27 seasoned units charged off — 11.1%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| First Financial Bank | 5 |
| Truist Bank | 3 |
| Stearns Bank National Association | 3 |
| Simmons Bank | 2 |
| Covington County Bank | 2 |
| PromiseOne Bank | 2 |
21 lenders have funded HUDDLE HOUSE since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
HUDDLE HOUSE is a smaller-sample brand: 27 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 27 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many HUDDLE HOUSE SBA loans have defaulted?
3 of 27 seasoned HUDDLE HOUSE SBA 7(a) loans charged off within seven years — a 11.1% default rate, against 5.7% across all SBA 7(a) loans.
Is a HUDDLE HOUSE franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 27 loans it is a smaller sample than our flagship brands.
Which lenders fund HUDDLE HOUSE franchises?
21 lenders have made SBA loans to HUDDLE HOUSE since 2010, led by First Financial Bank.