KILWIN'S: how its 24 SBA loans actually performed
Confectionery and Nut Stores · 24 units financed with SBA 7(a) loans since 2010 · 12 lenders have funded this brand.
No defaults on record
None of the 24 seasoned SBA loans to KILWIN'S charged off within seven years — a 0.0% rate, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| The Huntington National Bank | 11 |
| Ameris Bank | 2 |
| Capital One National Association | 2 |
| Langley FCU | 1 |
| Manufacturers and Traders Trust Company | 1 |
| JPMorgan Chase Bank, National Association | 1 |
12 lenders have funded KILWIN'S since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
KILWIN'S is a smaller-sample brand: 24 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 24 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many KILWIN'S SBA loans have defaulted?
0 of 24 seasoned KILWIN'S SBA 7(a) loans charged off within seven years — a 0.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a KILWIN'S franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 24 loans it is a smaller sample than our flagship brands.
Which lenders fund KILWIN'S franchises?
12 lenders have made SBA loans to KILWIN'S since 2010, led by The Huntington National Bank.