KUMON CENTER: how its 24 SBA loans actually performed
Exam Preparation and Tutoring · 24 units financed with SBA 7(a) loans since 2010 · 18 lenders have funded this brand.
Defaults run at or below the SBA-wide average
1 of 24 seasoned units charged off — 4.2%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Wells Fargo Bank National Association | 3 |
| JPMorgan Chase Bank, National Association | 2 |
| Stock Yards Bank & Trust Company | 2 |
| Celtic Bank Corporation | 2 |
| Regions Bank | 2 |
| Hanmi Bank | 1 |
18 lenders have funded KUMON CENTER since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
KUMON CENTER is a smaller-sample brand: 24 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 24 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many KUMON CENTER SBA loans have defaulted?
1 of 24 seasoned KUMON CENTER SBA 7(a) loans charged off within seven years — a 4.2% default rate, against 5.7% across all SBA 7(a) loans.
Is a KUMON CENTER franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 24 loans it is a smaller sample than our flagship brands.
Which lenders fund KUMON CENTER franchises?
18 lenders have made SBA loans to KUMON CENTER since 2010, led by Wells Fargo Bank National Association.