MAIL BOXES ETC. USA: how its 25 SBA loans actually performed
Private Mail Centers · 25 units financed with SBA 7(a) loans since 2010 · 15 lenders have funded this brand.
Defaults run at or below the SBA-wide average
1 of 25 seasoned units charged off — 4.0%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Wells Fargo Bank National Association | 7 |
| PNC Bank, National Association | 2 |
| JPMorgan Chase Bank, National Association | 2 |
| First Financial Bank | 2 |
| The Bancorp Bank National Association | 2 |
| Plumas Bank | 1 |
15 lenders have funded MAIL BOXES ETC. USA since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
MAIL BOXES ETC. USA is a smaller-sample brand: 25 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 25 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many MAIL BOXES ETC. USA SBA loans have defaulted?
1 of 25 seasoned MAIL BOXES ETC. USA SBA 7(a) loans charged off within seven years — a 4.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a MAIL BOXES ETC. USA franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 25 loans it is a smaller sample than our flagship brands.
Which lenders fund MAIL BOXES ETC. USA franchises?
15 lenders have made SBA loans to MAIL BOXES ETC. USA since 2010, led by Wells Fargo Bank National Association.