MCALISTER'S DELI: how its 54 SBA loans actually performed
Limited-Service Restaurants · 54 units financed with SBA 7(a) loans since 2010 · 29 lenders have funded this brand.
Defaults run at or below the SBA-wide average
1 of 25 seasoned units charged off — 4.0%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Live Oak Banking Company | 8 |
| The Huntington National Bank | 6 |
| BankUnited, National Association | 3 |
| Bank of the West | 3 |
| Fulton Bank, National Association | 3 |
| Manufacturers and Traders Trust Company | 3 |
29 lenders have funded MCALISTER'S DELI since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
MCALISTER'S DELI is a smaller-sample brand: 25 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 25 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many MCALISTER'S DELI SBA loans have defaulted?
1 of 25 seasoned MCALISTER'S DELI SBA 7(a) loans charged off within seven years — a 4.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a MCALISTER'S DELI franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 25 loans it is a smaller sample than our flagship brands.
Which lenders fund MCALISTER'S DELI franchises?
29 lenders have made SBA loans to MCALISTER'S DELI since 2010, led by Live Oak Banking Company.