METAL SUPERMARKETS: how its 58 SBA loans actually performed
Metal Service Centers and Other Metal Merchant Wholesalers · 58 units financed with SBA 7(a) loans since 2010 · 34 lenders have funded this brand.
4 of 25 owners defaulted on their SBA loan
That is 16.0% — roughly 3 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| The Huntington National Bank | 9 |
| Stearns Bank National Association | 3 |
| Horizon Bank | 3 |
| Bank Five Nine | 3 |
| Wells Fargo Bank National Association | 3 |
| BankUnited, National Association | 2 |
34 lenders have funded METAL SUPERMARKETS since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
METAL SUPERMARKETS is a smaller-sample brand: 25 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 25 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many METAL SUPERMARKETS SBA loans have defaulted?
4 of 25 seasoned METAL SUPERMARKETS SBA 7(a) loans charged off within seven years — a 16.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a METAL SUPERMARKETS franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 25 loans it is a smaller sample than our flagship brands.
Which lenders fund METAL SUPERMARKETS franchises?
34 lenders have made SBA loans to METAL SUPERMARKETS since 2010, led by The Huntington National Bank.