NATURE'S PET/EARTHWISE PET SUPPLY: how its 34 SBA loans actually performed
Pet and Pet Supplies Stores · 34 units financed with SBA 7(a) loans since 2010 · 24 lenders have funded this brand.
3 of 22 owners defaulted on their SBA loan
That is 13.6% — roughly 2 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Manufacturers and Traders Trust Company | 3 |
| SouthState Bank, National Association | 2 |
| U.S. Bank, National Association | 2 |
| Celtic Bank Corporation | 2 |
| The Huntington National Bank | 2 |
| Hancock Whitney Bank | 2 |
24 lenders have funded NATURE'S PET/EARTHWISE PET SUPPLY since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
NATURE'S PET/EARTHWISE PET SUPPLY is a smaller-sample brand: 22 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 22 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many NATURE'S PET/EARTHWISE PET SUPPLY SBA loans have defaulted?
3 of 22 seasoned NATURE'S PET/EARTHWISE PET SUPPLY SBA 7(a) loans charged off within seven years — a 13.6% default rate, against 5.7% across all SBA 7(a) loans.
Is a NATURE'S PET/EARTHWISE PET SUPPLY franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 22 loans it is a smaller sample than our flagship brands.
Which lenders fund NATURE'S PET/EARTHWISE PET SUPPLY franchises?
24 lenders have made SBA loans to NATURE'S PET/EARTHWISE PET SUPPLY since 2010, led by Manufacturers and Traders Trust Company.