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PIEOLOGY: how its 21 SBA loans actually performed

Full-Service Restaurants · 21 units financed with SBA 7(a) loans since 2010 · 10 lenders have funded this brand.

No defaults on record

None of the 21 seasoned SBA loans to PIEOLOGY charged off within seven years — a 0.0% rate, against 5.7% across all SBA 7(a) loans.

Units financed
21
SBA 7(a), 2010 onward
Old enough to judge
21
loans at least 7 years old
Defaulted
0
charged off in 7 yrs
Default rate
0.0%
all 7(a) avg 5.7%
Typical loan
$482,000
median approved

How this brand compares

share of owners who defaulted within seven years
PIEOLOGY
0.0%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
Gulf Coast Bank and Trust Company11
CapitalSpring SBLC, LLC2
The Huntington National Bank1
Columbia Bank1
PNC Bank, National Association1
Midwest Regional Bank1

10 lenders have funded PIEOLOGY since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

PIEOLOGY is a smaller-sample brand: 21 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 21 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many PIEOLOGY SBA loans have defaulted?

0 of 21 seasoned PIEOLOGY SBA 7(a) loans charged off within seven years — a 0.0% default rate, against 5.7% across all SBA 7(a) loans.

Is a PIEOLOGY franchise a safe SBA loan bet?

By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 21 loans it is a smaller sample than our flagship brands.

Which lenders fund PIEOLOGY franchises?

10 lenders have made SBA loans to PIEOLOGY since 2010, led by Gulf Coast Bank and Trust Company.

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