POSTNET: how its 53 SBA loans actually performed
Private Mail Centers · 53 units financed with SBA 7(a) loans since 2010 · 28 lenders have funded this brand.
Defaults run above the SBA-wide average
3 of 28 seasoned units charged off — 10.7%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Wells Fargo Bank National Association | 8 |
| The Huntington National Bank | 8 |
| Stearns Bank National Association | 5 |
| Manufacturers and Traders Trust Company | 3 |
| JPMorgan Chase Bank, National Association | 2 |
| First Interstate Bank | 2 |
28 lenders have funded POSTNET since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
POSTNET is a smaller-sample brand: 28 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 28 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many POSTNET SBA loans have defaulted?
3 of 28 seasoned POSTNET SBA 7(a) loans charged off within seven years — a 10.7% default rate, against 5.7% across all SBA 7(a) loans.
Is a POSTNET franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 28 loans it is a smaller sample than our flagship brands.
Which lenders fund POSTNET franchises?
28 lenders have made SBA loans to POSTNET since 2010, led by Wells Fargo Bank National Association.