QDOBA MEXICAN GRILL: how its 20 SBA loans actually performed
Limited-Service Restaurants · 20 units financed with SBA 7(a) loans since 2010 · 11 lenders have funded this brand.
Defaults run at or below the SBA-wide average
1 of 20 seasoned units charged off — 5.0%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| National Cooperative Bank, National Association | 9 |
| CRF Small Business Loan Company, LLC | 2 |
| CoreFirst Bank & Trust | 1 |
| Manufacturers and Traders Trust Company | 1 |
| First Financial Bank | 1 |
| Heartland Bank and Trust Company | 1 |
11 lenders have funded QDOBA MEXICAN GRILL since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
QDOBA MEXICAN GRILL is a smaller-sample brand: 20 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 20 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many QDOBA MEXICAN GRILL SBA loans have defaulted?
1 of 20 seasoned QDOBA MEXICAN GRILL SBA 7(a) loans charged off within seven years — a 5.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a QDOBA MEXICAN GRILL franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 20 loans it is a smaller sample than our flagship brands.
Which lenders fund QDOBA MEXICAN GRILL franchises?
11 lenders have made SBA loans to QDOBA MEXICAN GRILL since 2010, led by National Cooperative Bank, National Association.