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SALADWORKS: how its 68 SBA loans actually performed

Limited-Service Restaurants · 68 units financed with SBA 7(a) loans since 2010 · 31 lenders have funded this brand.

Defaults run above the SBA-wide average

4 of 36 seasoned units charged off — 11.1%, against 5.7% across all SBA 7(a) loans.

Units financed
68
SBA 7(a), 2010 onward
Old enough to judge
36
loans at least 7 years old
Defaulted
4
charged off in 7 yrs
Default rate
11.1%
all 7(a) avg 5.7%
Typical loan
$300,000
median approved

How this brand compares

share of owners who defaulted within seven years
SALADWORKS
11.1%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
Wilmington Savings Fund Society FSB8
The Huntington National Bank8
Webster Bank National Association5
PNC Bank, National Association4
Manufacturers and Traders Trust Company4
Mid Penn Bank3

31 lenders have funded SALADWORKS since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

SALADWORKS is a smaller-sample brand: 36 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 36 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many SALADWORKS SBA loans have defaulted?

4 of 36 seasoned SALADWORKS SBA 7(a) loans charged off within seven years — a 11.1% default rate, against 5.7% across all SBA 7(a) loans.

Is a SALADWORKS franchise a safe SBA loan bet?

By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 36 loans it is a smaller sample than our flagship brands.

Which lenders fund SALADWORKS franchises?

31 lenders have made SBA loans to SALADWORKS since 2010, led by Wilmington Savings Fund Society FSB.

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