SCOTTISH INNS: how its 30 SBA loans actually performed
Hotels (except Casino Hotels) and Motels · 30 units financed with SBA 7(a) loans since 2010 · 25 lenders have funded this brand.
Defaults run at or below the SBA-wide average
1 of 20 seasoned units charged off — 5.0%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Wallis Bank | 3 |
| The MINT National Bank | 2 |
| GBank | 2 |
| US Metro Bank | 2 |
| Banc of California | 1 |
| NBT Bank, National Association | 1 |
25 lenders have funded SCOTTISH INNS since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
SCOTTISH INNS is a smaller-sample brand: 20 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 20 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many SCOTTISH INNS SBA loans have defaulted?
1 of 20 seasoned SCOTTISH INNS SBA 7(a) loans charged off within seven years — a 5.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a SCOTTISH INNS franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 20 loans it is a smaller sample than our flagship brands.
Which lenders fund SCOTTISH INNS franchises?
25 lenders have made SBA loans to SCOTTISH INNS since 2010, led by Wallis Bank.