Scout & Molly's: how its 21 SBA loans actually performed
Women's Clothing Stores · 21 units financed with SBA 7(a) loans since 2010 · 7 lenders have funded this brand.
4 of 20 owners defaulted on their SBA loan
That is 20.0% — roughly 4 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Stearns Bank National Association | 13 |
| The Huntington National Bank | 2 |
| Wells Fargo Bank National Association | 2 |
| Traditional Bank Inc | 1 |
| JPMorgan Chase Bank, National Association | 1 |
| Happen Bank | 1 |
7 lenders have funded Scout & Molly's since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
Scout & Molly's is a smaller-sample brand: 20 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 20 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many Scout & Molly's SBA loans have defaulted?
4 of 20 seasoned Scout & Molly's SBA 7(a) loans charged off within seven years — a 20.0% default rate, against 5.7% across all SBA 7(a) loans.
Is a Scout & Molly's franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 20 loans it is a smaller sample than our flagship brands.
Which lenders fund Scout & Molly's franchises?
7 lenders have made SBA loans to Scout & Molly's since 2010, led by Stearns Bank National Association.