SIGNS NOW: how its 31 SBA loans actually performed
Sign Manufacturing · 31 units financed with SBA 7(a) loans since 2010 · 20 lenders have funded this brand.
3 of 24 owners defaulted on their SBA loan
That is 12.5% — roughly 2 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| The Huntington National Bank | 5 |
| Citizens Bank, National Association | 3 |
| Wells Fargo Bank National Association | 3 |
| Community Trust Bank, Inc. | 2 |
| Pinnacle Bank | 2 |
| ChoiceOne Bank | 2 |
20 lenders have funded SIGNS NOW since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
SIGNS NOW is a smaller-sample brand: 24 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 24 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many SIGNS NOW SBA loans have defaulted?
3 of 24 seasoned SIGNS NOW SBA 7(a) loans charged off within seven years — a 12.5% default rate, against 5.7% across all SBA 7(a) loans.
Is a SIGNS NOW franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 24 loans it is a smaller sample than our flagship brands.
Which lenders fund SIGNS NOW franchises?
20 lenders have made SBA loans to SIGNS NOW since 2010, led by The Huntington National Bank.