STYLE ENCORE: how its 26 SBA loans actually performed
Other Clothing Stores · 26 units financed with SBA 7(a) loans since 2010 · 15 lenders have funded this brand.
Defaults run at or below the SBA-wide average
1 of 24 seasoned units charged off — 4.2%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| PNC Bank, National Association | 6 |
| Simmons Bank | 2 |
| Manufacturers and Traders Trust Company | 2 |
| State Bank Financial | 2 |
| American Bank of Commerce | 2 |
| Access Bank | 2 |
15 lenders have funded STYLE ENCORE since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
STYLE ENCORE is a smaller-sample brand: 24 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 24 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many STYLE ENCORE SBA loans have defaulted?
1 of 24 seasoned STYLE ENCORE SBA 7(a) loans charged off within seven years — a 4.2% default rate, against 5.7% across all SBA 7(a) loans.
Is a STYLE ENCORE franchise a safe SBA loan bet?
By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 24 loans it is a smaller sample than our flagship brands.
Which lenders fund STYLE ENCORE franchises?
15 lenders have made SBA loans to STYLE ENCORE since 2010, led by PNC Bank, National Association.