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Franchise · SBA lending record

Super 8 by Wyndhan / Super 8: how its 42 SBA loans actually performed

Hotels (except Casino Hotels) and Motels · 345 units financed with SBA 7(a) loans since 2010 · 87 lenders have funded this brand.

Defaults run at or below the SBA-wide average

2 of 42 seasoned SBA loans charged off — 4.8%, against 5.7% across all SBA 7(a) loans.

Units financed
345
SBA 7(a), 2010 onward
Old enough to judge
42
loans at least 7 years old
Defaulted
charged off within 7 years
4.8%
all 7(a) avg 5.7%
Typical loan
$1.9M
$1.0M–$3.6M
See the 2 charged-off loans behind this number — every one, straight from the federal recordShow list ↓Hide list ↑
BusinessLocationCharged offSBA loss
JANNS HOSPITALITY LLCTorrance, CA2020$1,775,250
HB Hotel Group LLCConcordia, MO2024$529,824

Each row above is an SBA 7(a) loan tied to this brand, charged off (defaulted) within seven years of approval — a few businesses appear more than once. Names, cities and loss amounts are exactly as they appear in the SBA’s FOIA release of 2026-06-30; street addresses are omitted by choice. Count them: there are 2 loans.

How this brand compares

share of owners who defaulted within seven years
Super 8 by Wyndhan / Super 8
4.8%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Franchise disclosure documents are not required to tell you how many owners failed. This is computed from the federal record of every SBA loan made to this brand, so it is the outcome, not the pitch.

Source SBA 7(a) FOIA, franchise field Released 2026-06-30 Sample 42 loans at least 7 years old Method counted by loan — one loan is one owner — grouped by year approved

When owners got into trouble

share of failures by year
Year 4
50%
Year 6+
50%

Failures usually cluster once the opening cash is spent and the first rent increase lands. Plan working capital for that window, not for month one.

Who still lends on it

last two fiscal years
LenderUnits funded
GBank17
US Metro Bank7
Shoreham Bank5
Open Bank4
Bank of Hope3

Fewer active lenders means less competition on your rate, and a harder time if the first bank declines.

Each year's owners, as they aged

cumulative % of loan dollars charged off
OpenedYr 1Yr 2Yr 3Yr 4Yr 5Yr 6Yr 7Yr 8Yr 9Yr 10
20180.00.00.00.00.00.00.6···
20190.00.00.00.00.00.0····
20200.00.00.00.00.0·····
20210.00.00.00.0······
20220.00.00.0·······
20230.00.0········
20240.0·········
2025··········
2026··········
0%
12%+▨ too recent to know

Each row is one year's crop of new owners. Read across to watch them age; read down a column to compare different years at the same point in their life. Blank cells are simply too recent to know.

Brands worth comparing against this one

A default rate only means something next to its neighbours. These are the brands yours is being compared against.

Before you sign anything

This page tells you how past owners fared with SBA debt. It does not tell you whether this brand suits you, what the territory looks like, or how the franchisor behaves. Ask for Item 19, talk to at least five current franchisees and two who left, and run your own numbers.

Check whether the numbers work → What the SBA Franchise Directory is →

Common questions

What percentage of Super 8 by Wyndhan / Super 8 franchises default on their SBA loans?

Of the 42 Super 8 by Wyndhan / Super 8 SBA 7(a) loans old enough to judge, 24.8% — were charged off within seven years. That is below the roughly 5.7% average across all SBA 7(a) loans.

Is Super 8 by Wyndhan / Super 8 a good franchise to buy with an SBA loan?

This page can only tell you how Super 8 by Wyndhan / Super 8's SBA loans have performed, not whether it will work for you. A low default rate — Super 8 by Wyndhan / Super 8 sits below the norm — is a genuine positive: banks tend to lend more readily, and on better terms, to brands with a clean record. Still, treat it as one input alongside the franchise disclosure document and your own numbers.

How much have lenders lost on Super 8 by Wyndhan / Super 8 SBA loans?

Across the seasoned Super 8 by Wyndhan / Super 8 loans in the federal record, 2 were charged off, with about $2,305,074 in SBA losses in total. Every one of those businesses is listed by name on this page — see the 2 that defaulted.