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TACO BELL: how its 22 SBA loans actually performed

Limited-Service Restaurants · 22 units financed with SBA 7(a) loans since 2010 · 17 lenders have funded this brand.

No defaults on record

None of the 22 seasoned SBA loans to TACO BELL charged off within seven years — a 0.0% rate, against 5.7% across all SBA 7(a) loans.

Units financed
22
SBA 7(a), 2010 onward
Old enough to judge
22
loans at least 7 years old
Defaulted
0
charged off in 7 yrs
Default rate
0.0%
all 7(a) avg 5.7%
Typical loan
$345,000
median approved

How this brand compares

share of owners who defaulted within seven years
TACO BELL
0.0%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
The Huntington National Bank3
Truist Bank2
Bank of the West2
U.S. Bank, National Association2
Lafayette Square SBLC, LLC1
Atlantic Union Bank1

17 lenders have funded TACO BELL since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

TACO BELL is a smaller-sample brand: 22 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 22 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many TACO BELL SBA loans have defaulted?

0 of 22 seasoned TACO BELL SBA 7(a) loans charged off within seven years — a 0.0% default rate, against 5.7% across all SBA 7(a) loans.

Is a TACO BELL franchise a safe SBA loan bet?

By the numbers its default rate is below the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 22 loans it is a smaller sample than our flagship brands.

Which lenders fund TACO BELL franchises?

17 lenders have made SBA loans to TACO BELL since 2010, led by The Huntington National Bank.

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