U.S. LAWNS: how its 103 SBA loans actually performed
Landscaping Services · 103 units financed with SBA 7(a) loans since 2010 · 47 lenders have funded this brand.
7 of 39 owners defaulted on their SBA loan
That is 17.9% — roughly 3 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| The Huntington National Bank | 9 |
| Byline Bank | 8 |
| Celtic Bank Corporation | 6 |
| Bank Five Nine | 6 |
| The Bancorp Bank National Association | 5 |
| Manufacturers and Traders Trust Company | 5 |
47 lenders have funded U.S. LAWNS since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
U.S. LAWNS is a smaller-sample brand: 39 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 39 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many U.S. LAWNS SBA loans have defaulted?
7 of 39 seasoned U.S. LAWNS SBA 7(a) loans charged off within seven years — a 17.9% default rate, against 5.7% across all SBA 7(a) loans.
Is a U.S. LAWNS franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 39 loans it is a smaller sample than our flagship brands.
Which lenders fund U.S. LAWNS franchises?
47 lenders have made SBA loans to U.S. LAWNS since 2010, led by The Huntington National Bank.