UPTOWN CHEAPSKATE: how its 109 SBA loans actually performed
Used Merchandise Stores · 109 units financed with SBA 7(a) loans since 2010 · 21 lenders have funded this brand.
Defaults run above the SBA-wide average
3 of 29 seasoned units charged off — 10.3%, against 5.7% across all SBA 7(a) loans.
How this brand compares
share of owners who defaulted within seven yearsWho lends on it
most active lenders, 2010 onward| Lender | Units funded |
|---|---|
| Wells Fargo Bank National Association | 41 |
| Citizens Bank | 20 |
| KeyBank National Association | 16 |
| The Huntington National Bank | 10 |
| Enterprise Bank & Trust | 3 |
| BancFirst | 3 |
21 lenders have funded UPTOWN CHEAPSKATE since 2010. Fewer active lenders means less competition on your rate.
A note on sample size
UPTOWN CHEAPSKATE is a smaller-sample brand: 29 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 29 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.
Common questions
How many UPTOWN CHEAPSKATE SBA loans have defaulted?
3 of 29 seasoned UPTOWN CHEAPSKATE SBA 7(a) loans charged off within seven years — a 10.3% default rate, against 5.7% across all SBA 7(a) loans.
Is a UPTOWN CHEAPSKATE franchise a safe SBA loan bet?
By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 29 loans it is a smaller sample than our flagship brands.
Which lenders fund UPTOWN CHEAPSKATE franchises?
21 lenders have made SBA loans to UPTOWN CHEAPSKATE since 2010, led by Wells Fargo Bank National Association.