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WIRELESS ZONE: how its 34 SBA loans actually performed

Electronics Stores · 34 units financed with SBA 7(a) loans since 2010 · 20 lenders have funded this brand.

8 of 27 owners defaulted on their SBA loan

That is 29.6% — roughly 5 times the 5.7% average across all SBA 7(a) loans. It does not make this a bad business. It makes it an expensive one to finance.

Units financed
34
SBA 7(a), 2010 onward
Old enough to judge
27
loans at least 7 years old
Defaulted
8
charged off in 7 yrs
Default rate
29.6%
all 7(a) avg 5.7%
Typical loan
$156,500
median approved

How this brand compares

share of owners who defaulted within seven years
WIRELESS ZONE
29.6%
Typical franchise brand
3.0%
All SBA 7(a) loans
5.7%

Who lends on it

most active lenders, 2010 onward
LenderUnits funded
Manufacturers and Traders Trust Company5
Simmons Bank5
The Huntington National Bank3
The American National Bank of Texas3
Greenfield Savings Bank2
U.S. Bank, National Association2

20 lenders have funded WIRELESS ZONE since 2010. Fewer active lenders means less competition on your rate.

A note on sample size

WIRELESS ZONE is a smaller-sample brand: 27 of its SBA loans are old enough to judge (our flagship brands have 60+). The default rate above is a real count, but read it as a signal rather than a verdict — with 27 loans, a handful of outcomes moves the number. We omit the year-by-year breakdowns shown on larger brands, which would be noisy at this size.

Common questions

How many WIRELESS ZONE SBA loans have defaulted?

8 of 27 seasoned WIRELESS ZONE SBA 7(a) loans charged off within seven years — a 29.6% default rate, against 5.7% across all SBA 7(a) loans.

Is a WIRELESS ZONE franchise a safe SBA loan bet?

By the numbers its default rate is above the SBA-wide 5.7% average. That is a financing signal, not a verdict on the business — and with 27 loans it is a smaller sample than our flagship brands.

Which lenders fund WIRELESS ZONE franchises?

20 lenders have made SBA loans to WIRELESS ZONE since 2010, led by Manufacturers and Traders Trust Company.

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