SBADecoded
Home / By state / Minnesota

Geography · SBA lending record

SBA lenders in Minnesota

5,915 SBA 7(a) loans in the last five years, from 260 different lenders. Here is who actually lends here.

Loans, last 5 years
5,915
Lent
$2634.1M
last 5 fiscal years
Active lenders
260
wrote at least one loan
Typical loan
$175k
median approved
Default rate
2.6%
nationally 2.1%

Who lends here most

last 5 fiscal years
Lender Loans in MNTypical loan Typical rate
U.S. Bank, National Association748$40kP+2.89
The Huntington National Bank521$90kP+2.26
BankVista325$242kP+1.80
Old National Bank279$500kP+1.18
Frandsen Bank and Trust188$348kP+2.00
Wells Fargo Bank National Association165$15kP+5.36
Platinum Bank145$500kP+1.66
Highland Bank118$150kP+1.71
Choice Financial Group118$300kP+1.83
Falcon National Bank117$392kP+1.47

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
4%
Limited-Service Restaurants
3%
All Other Specialty Trade Contractors
2%
Landscaping Services
2%
Fitness and Recreational Sports Centers
2%
Offices of Chiropractors
2%
Everything else
86%

How big the loans are

Under $150k
48%
$150k – $350k
21%
$350k – $750k
15%
$750k – $2M
11%
Over $2M
4%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.