Geography · SBA lending record
SBA lenders in North Carolina
5,453 SBA 7(a) loans in the last five years, from 199 different lenders. Here is who actually lends here.
Who lends here most
last 5 fiscal years| Lender | Loans in NC | Typical loan | Median rate |
|---|---|---|---|
| Live Oak Banking Company | 426 | $682k | P+1.73 |
| The Huntington National Bank | 404 | $315k | P+2.48 |
| Wells Fargo Bank National Association | 340 | $15k | P+5.38 |
| Readycap Lending, LLC | 237 | $70k | P+4.60 |
| Northeast Bank | 193 | $96k | P+3.05 |
| Newtek Bank, National Association | 188 | $220k | P+3.50 |
| BayFirst National Bank | 169 | $150k | P+4.13 |
| TD Bank, National Association | 161 | $60k | P+3.62 |
| Pinnacle Bank | 160 | $696k | P+1.80 |
| United Midwest Savings Bank National Association | 149 | $150k | P+2.75 |
Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.
What gets funded here
by industryHow big the loans are
If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.
SBA 504 lending in North Carolina
504 FOIA recordA 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in North Carolina, and how they have performed.
CDCs most active in North Carolina
- Business Expansion Funding Corporation — 1,070 loans
- Carolina Business Capital, Inc. — 225 loans
- 504 Capital Corporation — 93 loans
- Florida Business Development Corporation — 6 loans
- Florida First Capital Finance Corporation, Inc. — 6 loans
- Provident Business Financial Services, Inc. — 6 loans
Most-financed here: Full-Service Restaurants, Offices of Physicians, Hotels (except Casino Hotels) and Mote…, General Automotive Repair.
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SBA lending in other states
States with comparable volume, plus the three largest markets.