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Geography · SBA lending record

SBA lenders in Missouri

3,920 SBA 7(a) loans in the last five years, from 249 different lenders. Here is who actually lends here.

Loans, last 5 years
3,920
Lent
$2100.4M
last 5 fiscal years
Active lenders
249
wrote at least one loan
Typical loan
$213k
median approved
Default rate
3.3%
nationally 2.1%

Who lends here most

last 5 fiscal years
Lender Loans in MOTypical loan Typical rate
U.S. Bank, National Association405$32kP+3.08
OakStar Bank356$312kP+2.46
The Central Trust Bank172$88kP+2.16
The Huntington National Bank146$295kP+2.47
Commerce Bank112$159kP+1.72
Live Oak Banking Company107$900kP+1.58
The Bank of Missouri96$241kP+1.75
BayFirst National Bank95$150kP+4.30
Regent Bank88$322kP+1.84
Readycap Lending, LLC84$50kP+5.19

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
4%
Limited-Service Restaurants
3%
Fitness and Recreational Sports Centers
3%
General Automotive Repair
2%
Landscaping Services
2%
Residential Remodelers
2%
Everything else
85%

How big the loans are

Under $150k
44%
$150k – $350k
20%
$350k – $750k
17%
$750k – $2M
13%
Over $2M
6%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.