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Geography · SBA lending record

SBA lenders in South Carolina

2,725 SBA 7(a) loans in the last five years, from 170 different lenders. Here is who actually lends here.

Loans, last 5 years
2,725
Lent
$1656.0M
last 5 fiscal years
Active lenders
170
wrote at least one loan
Typical loan
$255k
median approved
Default rate
2.0%
nationally 2.1%

Who lends here most

last 5 fiscal years
Lender Loans in SCTypical loan Typical rate
TD Bank, National Association433$40kP+3.71
The Huntington National Bank197$300kP+2.47
Wells Fargo Bank National Association164$15kP+5.56
Live Oak Banking Company135$540kP+1.77
SouthState Bank, National Association114$338kP+2.35
Readycap Lending, LLC109$90kP+4.40
BayFirst National Bank101$150kP+4.10
Pinnacle Bank98$585kP+1.98
Newtek Bank, National Association98$200kP+3.40
Countybank91$475kP+2.11

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
5%
Limited-Service Restaurants
4%
Hotels (except Casino Hotels) and Motels
3%
Residential Remodelers
2%
Fitness and Recreational Sports Centers
2%
Landscaping Services
2%
Everything else
82%

How big the loans are

Under $150k
40%
$150k – $350k
19%
$350k – $750k
19%
$750k – $2M
14%
Over $2M
8%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.