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Geography · SBA lending record

SBA lenders in Idaho

2,354 SBA 7(a) loans in the last five years, from 115 different lenders. Here is who actually lends here.

Loans, last 5 years
2,354
Lent
$929.6M
last 5 fiscal years
Active lenders
115
wrote at least one loan
Typical loan
$140k
median approved
Default rate
1.4%
nationally 2.1%

Who lends here most

last 5 fiscal years
Lender Loans in IDTypical loan Typical rate
Zions Bank, A Division of380$100kP+2.74
Idaho Central CU230$304kP+2.61
U.S. Bank, National Association184$38kP+2.98
Glacier Bank183$106kP+1.98
Columbia Bank163$50kP+4.28
D. L. Evans Bank98$88kP+1.65
Mountain America FCU82$50kP+2.70
The Huntington National Bank68$350kP+2.51
The Bank of Commerce61$148kP+1.24
Washington Trust Bank61$250kP+1.38

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
3%
All Other Specialty Trade Contractors
2%
Landscaping Services
2%
Limited-Service Restaurants
2%
Electrical Contractors and Other Wiring Installation Contractors
2%
Site Preparation Contractors
2%
Everything else
85%

How big the loans are

Under $150k
57%
$150k – $350k
17%
$350k – $750k
13%
$750k – $2M
9%
Over $2M
4%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.