Geography · SBA lending record
SBA lenders in Kentucky
1,851 SBA 7(a) loans in the last five years, from 131 different lenders. Here is who actually lends here.
Loans, last 5 years
1,851
Lent
$878.2M
last 5 fiscal years
Active lenders
131
wrote at least one loan
Typical loan
$162k
median approved
Default rate
3.1%
nationally 2.1%
Who lends here most
last 5 fiscal years| Lender | Loans in KY | Typical loan | Typical rate |
|---|---|---|---|
| The Huntington National Bank | 224 | $125k | P+2.21 |
| Community Trust Bank, Inc. | 214 | $103k | P+0.57 |
| U.S. Bank, National Association | 203 | $40k | P+3.18 |
| Stock Yards Bank & Trust Company | 152 | $321k | P+0.78 |
| Republic Bank & Trust Company | 120 | $290k | P+1.14 |
| Northeast Bank | 60 | $72k | P+3.21 |
| Readycap Lending, LLC | 56 | $50k | P+4.70 |
| Live Oak Banking Company | 49 | $830k | P+1.54 |
| Newtek Bank, National Association | 49 | $175k | P+3.39 |
| PNC Bank, National Association | 48 | $50k | P+4.10 |
Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.
What gets funded here
by industryHow big the loans are
If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.
Next
Compare all lenders → Check your eligibility → Find your industry →
Source SBA 7(a) FOIA
Released 2026-06-30
Basis where the project is, not where the bank is
SBA lending in other states
Idaho · 2,354Puerto Rico · 1,966Oklahoma · 1,903New Hampshire · 1,867Louisiana · 1,807Kansas · 1,695Alabama · 1,665Iowa · 1,469
States with comparable volume, plus the three largest markets.