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Geography · SBA lending record

SBA lenders in Oklahoma

1,903 SBA 7(a) loans in the last five years, from 193 different lenders. Here is who actually lends here.

Loans, last 5 years
1,903
Lent
$1.12B
last 5 fiscal years
Active lenders
193
wrote at least one loan
Typical loan
$250k
median approved
6.5%
nationally 5.7%

Who lends here most

last 5 fiscal years
Lender Loans in OKTypical loan Median rate
BancFirst400$180kP+1.27
Arvest Bank132$96kP+1.24
Live Oak Banking Company67$600kP+1.68
The Huntington National Bank67$321kP+2.47
Great Plains National Bank50$189kP+1.56
Readycap Lending, LLC49$70kP+4.53
Security Bank48$446kP+1.37
First Oklahoma Bank45$615kP+1.64
Regent Bank43$350kP+1.92
Northeast Bank43$150kP+3.04

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
4%
Limited-Service Restaurants
3%
Insurance Agencies and Brokerages
2%
Child Care Services
2%
Hotels (except Casino Hotels) and Motels
2%
Fitness and Recreational Sports Centers
2%
Everything else
84%

How big the loans are

Under $150k
38%
$150k – $350k
23%
$350k – $750k
18%
$750k – $2M
14%
Over $2M
7%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

SBA 504 lending in Oklahoma

504 FOIA record

A 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in Oklahoma, and how they have performed.

504 loans since 2010
733
$508.8M in SBA seconds
Median project
$1.0M
bank first + 504 second
Default rate
7.6%
all 504 5.0%

CDCs most active in Oklahoma

Most-financed here: Offices of Physicians, Full-Service Restaurants, Offices of Lawyers, General Automotive Repair.

Match with a CDC for your project → How 504 works →

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.