SBADecoded
Home / By state / Kansas

Geography · SBA lending record

SBA lenders in Kansas

1,695 SBA 7(a) loans in the last five years, from 184 different lenders. Here is who actually lends here.

Loans, last 5 years
1,695
Lent
$862.9M
last 5 fiscal years
Active lenders
184
wrote at least one loan
Typical loan
$213k
median approved
5.4%
nationally 5.7%

Who lends here most

last 5 fiscal years
Lender Loans in KSTypical loan Median rate
Emprise Bank110$250kP+0.80
U.S. Bank, National Association90$40kP+2.91
Bank of Hays75$94kP+1.37
The Huntington National Bank58$276kP+2.43
Equity Bank56$300kP+1.55
Commerce Bank51$77kP+1.93
BayFirst National Bank48$150kP+4.23
Small Business Bank47$140kP+2.62
OakStar Bank47$728kP+2.02
INTRUST Bank National Association46$250kP+0.92

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
4%
Limited-Service Restaurants
4%
Landscaping Services
3%
Hotels (except Casino Hotels) and Motels
3%
Fitness and Recreational Sports Centers
2%
Plumbing, Heating, and Air-Conditioning Contractors
2%
Everything else
83%

How big the loans are

Under $150k
44%
$150k – $350k
20%
$350k – $750k
18%
$750k – $2M
13%
Over $2M
6%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

SBA 504 lending in Kansas

504 FOIA record

A 504 loan pairs a bank first mortgage with a fixed-rate second through a Certified Development Company — used mostly for owner-occupied property and heavy equipment. Here is who runs 504 deals in Kansas, and how they have performed.

504 loans since 2010
806
$580.8M in SBA seconds
Median project
$1.1M
bank first + 504 second
Default rate
4.7%
all 504 5.0%

CDCs most active in Kansas

Most-financed here: Full-Service Restaurants, Offices of Physicians, Hotels (except Casino Hotels) and Mote…, General Automotive Repair.

Match with a CDC for your project → How 504 works →

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.