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Geography · SBA lending record

SBA lenders in Iowa

1,469 SBA 7(a) loans in the last five years, from 178 different lenders. Here is who actually lends here.

Loans, last 5 years
1,469
Lent
$590.2M
last 5 fiscal years
Active lenders
178
wrote at least one loan
Typical loan
$160k
median approved
Default rate
3.4%
nationally 2.1%

Who lends here most

last 5 fiscal years
Lender Loans in IATypical loan Typical rate
U.S. Bank, National Association191$30kP+3.53
Farmers State Bank81$150kP+1.54
Lincoln Savings Bank74$270kP+2.59
Community 1st CU53$63kP+0.47
Nicolet National Bank50$167kP+1.99
Northwest Bank45$162kP+0.98
The Huntington National Bank44$310kP+2.48
United Bank of Iowa · too few loans nationally for a page35$170kP+0.79
Hills Bank and Trust Company · too few loans nationally for a page35$150kP+0.52
Wells Fargo Bank National Association32$15kP+5.58

Volume is not quality — but a lender who does hundreds of deals in your state knows your market, and probably your industry too.

What gets funded here

by industry
Full-Service Restaurants
6%
Fitness and Recreational Sports Centers
4%
Limited-Service Restaurants
3%
Offices of Chiropractors
2%
Landscaping Services
2%
Beauty Salons
2%
Everything else
80%

How big the loans are

Under $150k
49%
$150k – $350k
24%
$350k – $750k
13%
$750k – $2M
10%
Over $2M
4%

If your need sits in a band that barely exists here, widen your search to national lenders rather than assuming nobody will do it.

Next

Compare all lenders → Check your eligibility → Find your industry →

Source SBA 7(a) FOIA Released 2026-06-30 Basis where the project is, not where the bank is

SBA lending in other states

States with comparable volume, plus the three largest markets.